Score Underwriter

First Horizon Bank; Tennessee; On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Medical with wellness incentives

HSA with company match

Maternity and parental leave

Tuition reimbursement

401(k) with 6% match

Job summary

First Horizon Bank is seeking a Centralized Lending Score Underwriter to support the loan portfolio across all loan types up to $250M, including business credit cards up to $50–100M and renewal portfolio management up to $1M exposure. The role involves reviewing credit applications, auditing renewals for compliance, and preparing credit approval documentation.

The position emphasizes independent and detail-oriented work on-site at the listed location, with duties spanning credit reviews,

Qualifications

• Review all types of credit applications for approval.
• Analyze credit and audit renewal files for compliance.
• Ensure documentation including debt to income ratio and financial stability.
• Perform credit and background inquiries.
• Prepare pricing summary sheets and rate lock tickets.
• Prepare credit approval documentation for approved loans.
• Review credit reports and determine validity of future customers.
• Review SBA Express and Scored requests for approval or decline.
• Review Secretary of state and Articles of Incorporation to determine ownership and review fraudulent information.
• Independent and dependent worker.
• Detail oriented.

Responsibilities

• Review all types of credit applications for approval.
• Analyze credit and audit renewal files for compliance.
• Make sure all applications have all needed documentation with determining debt to income ratio and financial stability.
• Perform credit and background inquiries.
• Prepare pricing summary sheets and rate lock tickets.
• Prepare credit approval documentation for approved loans.
• Review credit reports and determine validity of future customers.
• Review SBA Express and Scored request for approval or decline.
• Review Secretary of state and Articles of Incorporation to determine ownership and review fraudulent information.
• Independent and dependent worker.
• Detail oriented.

Skills

Detail oriented

Independent worker

Job description

Job Description

Location: Onsite at location listed in on posting

Summary

First Horizon is seeking a motivated individual for a Centralized Lending Score Underwriter Position to assist with adding quality loans to our loan portfolio. The role supports the line side with new loan originations. All loan types up to 250M. Business credit cards up 50M -100M and our renewal portfolio management up to 1MM in exposure.

• Review all types of credit applications for approval.
• Analyze credit and audit renewal files for compliance
• Make sure all applications have all needed documentation with determining debt to income ratio and financial stability.
• Perform credit and background inquiries.
• Prepare pricing summary sheets and rate lock tickets.
• Prepare credit approval documentation for approved loans.
• Review credit reports and determine validity of future customers
• Review and Approve SBA Express and Scored request for approval or decline
• Review Secretary of state and Articles of Incorporation to determine ownership and review fraudulent information.
• Independent and dependent worker
• Detail oriented

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com.

Benefit Highlights

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.