SBA Loan Specialist

Valid8 Financial, Inc.; Las Vegas (NV); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Performance-based incentives

Collaborative team environment

Job summary

Capital Gurus is seeking an SBA Loan Specialist to own the end-to-end SBA loan process, focusing on 7(a) and 504 programs. You will guide borrowers from qualification through funding, coordinating with lenders, underwriters, and partners to ensure timely closings.

The role requires 2+ years SBA experience, strong SBA SOP knowledge, and ability to analyze financials and credit. A fast-paced fintech environment offers growth and collaboration across teams.

Qualifications

• 2+ years of SBA loan experience (7(a) and/or 504).
• Strong knowledge of SBA SOP guidelines and compliance.
• Experience packaging SBA loan files for submission to lenders.
• Ability to analyze financial statements, tax returns, cash flow and credit.
• Excellent organization and high attention to detail.
• Strong communication and borrower-management skills.
• Comfortable in a high-volume, performance-driven environment.
• Familiar with CRM and loan processing software such as Salesforce.

Responsibilities

• Manage the full lifecycle of SBA loan applications (7(a) and 504) through funding.
• Evaluate eligibility, financials, credit, cash flow and collateral.
• Package and review loan files in SBA SOP compliance.
• Serve as primary contact for borrowers, lenders and partners.
• Coordinate with underwriters, banks, and title/escrow for closings.
• Identify gaps and resolve issues proactively.
• Ensure accuracy and consistency across loan documentation.
• Track pipeline, milestones, and funding timelines in CRM.

Skills

SBA Loans

SOP Compliance

Financial Analysis

CRM Systems

Loan Processing

Tools

Salesforce

Job description

Capital Gurus is an AI-driven business funding platform helping small and mid-sized businesses access capital faster through trusted partners—software platforms, service providers, and advisors already embedded in the SMB ecosystem. We specialize in modern, relationship-driven funding solutions and are scaling rapidly.

Role Overview

We are seeking an experienced SBA Loan Specialist to own and manage the end-to-end SBA loan process, with a primary focus on SBA 7(a) and 504 loan programs. This role is ideal for a detail-oriented, client-focused professional who understands SBA guidelines, thrives in a fast-paced fintech environment, and can confidently guide borrowers from initial qualification through funding.

Key Responsibilities

• Manage the full lifecycle of SBA loan applications (7(a) and 504), from intake and pre-qualification through underwriting, approval, closing, and funding
• Evaluate borrower eligibility, financial statements, credit profiles, cash flow, and collateral to determine SBA loan viability
• Collect, review, and package complete loan files in compliance with SBA SOP guidelines
• Serve as the primary point of contact for borrowers, lenders, internal sales teams, and external partners throughout the loan process
• Coordinate with underwriters, CDCs, banks, attorneys, and title/escrow to ensure smooth and timely closings
• Identify and resolve documentation gaps, credit issues, or structural challenges proactively
• Ensure accuracy, compliance, and consistency across all loan files and documentation
• Track pipeline activity, milestones, and funding timelines within CRM and internal systems
• Stay current on SBA program updates, SOP changes, and lender requirements
• Provide guidance and education to internal teams on SBA loan structures, timelines, and best practices

Qualifications

• 2+ years of experience working with SBA loans (7(a) and/or 504 preferred)
• Strong working knowledge of SBA SOP guidelines, documentation, and compliance requirements
• Experience packaging SBA loan files for submission to banks or direct lenders
• Ability to analyze financial statements, tax returns, cash flow, and credit reports
• Excellent organizational skills and attention to detail
• Strong communication skills with the ability to manage borrower expectations
• Comfortable working in a high-volume, performance-driven environment
• Proficiency with CRM systems and loan processing software (Salesforce a plus)

Preferred Qualifications

• Prior experience at a bank, CDC, or alternative lender
• Background in commercial lending, underwriting support, or business financing
• Experience working in fintech or fast-growth startup environments
• Familiarity with SBA Express and SBA Preferred Lender Program (PLP)

What We Offer

• Base salary plus performance-based incentives
• Opportunity to work with a fast-growing fintech platform
• High-impact role with visibility across sales, partnerships, and leadership
• Collaborative, entrepreneurial team environment
• Career growth and advancement opportunities