SBA & Commercial Credit Recovery Leader

Truliant Federal Credit Union; Oregon; Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

No remote work

Job summary

Truliant Federal Credit Union seeks an SBA Special Assets Manager to guide distressed SBA 7(a), SBA 504, and commercial loans from early warning to final resolution. This role demands strong credit judgment, strategic thinking, and collaboration with legal, risk, and servicing teams.

You will lead negotiations, coordinate with third-party vendors, and oversee documentation, while maintaining compliance and robust recovery plans that minimize losses and protect guaranties.

Qualifications

• Bachelor's degree in Finance is required.
• No specific license or certification is listed as required.
• Comfortable making well-supported decisions in situations with competing risks, sensitive negotiations, and close regulatory scrutiny.
• Experience in SBA and commercial credit, loan workouts, or special assets, including SBA 7(a) servicing and liquidation.
• Experience supporting commercial loan servicing and collections.
• Apply SBA SOPs and commercial loan servicing requirements to protect guaranties and maintain audit-ready documentation.

Responsibilities

• Evaluate borrower viability, collateral coverage, guarantor support, risk ratings, and signs of credit deterioration; translate analysis into action plans.
• Lead workout and recovery strategies including restructuring, forbearance, liquidation, settlements, legal enforcement, bankruptcy, charge-offs, and post-charge-off collections.
• Partner with borrowers, legal counsel, appraisers, auctioneers, and internal stakeholders; maintain audit-ready files and protect the SBA guaranty.
• Communicate portfolio risk, migration trends, strategy, and loss expectations to leaders and cross-functional partners.
• Use Excel, Word, loan systems, and workflow tools to organize analysis, documentation, and reporting.

Skills

SBA Credit

Commercial Credit

Loan Workouts

Negotiation

Regulatory Compliance

Documentation & Audit

Credit Analysis

Risk Management

Education

Bachelor's degree in Finance

Tools

Microsoft Excel

Microsoft Word

Loan operating systems

Workflow Tools

Job description

Truliant Federal Credit Union seeks an SBA Special Assets Manager to guide distressed SBA 7(a), SBA 504, and commercial loans from early warning to final resolution. This role demands strong credit judgment, strategic thinking, and collaboration with legal, risk, and servicing teams.

You will lead negotiations, coordinate with third-party vendors, and oversee documentation, while maintaining compliance and robust recovery plans that minimize losses and protect guaranties.