Sales Associate

Paretohealth; Philadelphia (Philadelphia County); Hybrid; USD 50,000 - 70,000; Full time

Benefits offered by this job

Fully paid medical, dental, and vision

Flexible PTO

401k company contribution

Tuition reimbursement

Professional development allowance

Transportation allowance and daily/bed

Engaging hybrid work environment

Job summary

ParetoHealth is seeking a Sales Associate specializing in new business management and underwriting strategy. The role focuses on growing our client base by understanding client insurance needs, presenting Pareto's value, and coordinating with underwriters to secure coverage.

The ideal candidate has a strong background in insurance concepts, excellent communication skills, and a proactive, client-focused approach. This is a hybrid role in the United States with opportunities for growth.

Qualifications

• Bachelor's degree in Business, Finance, or related field preferred.
• Experience in insurance sales, account management, or underwriting preferred.
• Strong understanding of insurance products, underwriting principles, and risk assessment.
• Excellent communication and interpersonal skills.
• Detail-oriented with strong organizational and multitasking abilities.
• Proficiency in insurance software and Microsoft Office Suite.
• Commitment to ethical standards and regulatory compliance.

Responsibilities

• Meet or exceed sales targets and performance metrics.
• Develop and maintain client relationships with personalized service.
• Assess clients' insurance needs and recommend coverage options.
• Collaborate with underwriters to review applications and assess risk.
• Prepare and present insurance quotes explaining coverage and premiums.
• Identify cross-selling and upselling opportunities within client accounts.
• Maintain accurate client records in the agency management system.

Skills

Excellent communication

Interpersonal skills

Insurance knowledge

Attention to detail

Education

Bachelor's degree in Business/Finance or related field

Tools

Insurance software

Microsoft Office

Job description

ParetoHealth is redefining the way employers fund healthcare. As the largest and fastest-growing benefits captive in the United States, we help thousands of small and midsize employers take control of healthcare costs through a smarter, more sustainable model.

Our mission is simple: give small and midsize employers the scale and protection they need to eliminate volatility and lower healthcare costs.

By combining data-driven insights, innovative risk management, and the collective purchasing power of our community, we enable employers to reduce volatility, improve long-term outcomes, and reinvest savings into their businesses and their people.

Headquartered in Philadelphia, ParetoHealth is growing rapidly and transforming one of the country's largest industries. Our success is fueled by talented people who are united by our four core values: Fire in the Belly, For the Greater Good, See the Field, and Get It Done Right. These values shape how we innovate, collaborate, make decisions, and deliver exceptional results for our clients and one another.

If you're energized by solving complex challenges, thrive in a high-growth environment, and want to help reshape the future of healthcare, we'd love to meet you.

Please note that ParetoHealth does not provide employment visa sponsorship for this position. Candidates must be authorized to work in the United States without sponsorship both now or in the future.

As a Sales Associate specializing in new business management and underwriting strategy, you will play a vital role in maintaining and expanding our client base. The ideal candidate will have a strong understanding of insurance products, excellent communication and organizational skills, and a proactive approach to client relationships. This position offers the opportunity to work closely with clients to assess their insurance needs, provide expert guidance on Pareto's value proposition, and collaborate with underwriters to secure appropriate coverage.

Key Responsibilities:

• Meet or exceed sales targets and performance metrics
• Develop and maintain relationships with clients, providing personalized service and addressing their insurance needs
• Conduct thorough insurance assessments for clients, analyzing risks and recommending appropriate coverage options
• Collaborate with underwriters to review policy applications, assess risk factors, and ensure compliance with underwriting guidelines
• Prepare and present insurance quotes to clients, explaining coverage options, terms, and premiums
• Work closely with the sales team to identify cross-selling and upselling opportunities within existing client accounts
• Stay informed about industry trends, regulatory changes, and new insurance products
• Maintain accurate client records and documentation in the agency management system

Required Skills & Qualifications:

• Bachelor's degree in Business, Finance, or related field preferred
• Previous experience in insurance sales, account management, or underwriting preferred
• Strong understanding of insurance products, underwriting principles, and risk assessment
• Excellent communication and interpersonal skills, with the ability to build rapport with clients and colleagues
• Detail-oriented with strong organizational and multitasking abilities
• Proficiency in insurance software and Microsoft Office Suite
• Commitment to upholding ethical standards and compliance with industry regulations
• Fully paid medical, dental, and vision benefits.
• Flexible PTO
• 401k company contribution
• Professional development allowance
• Transportation allowance and daily parking reimbursement
• Engaging hybrid work environment

About ParetoHealth

ParetoHealth is redefining the way employers fund healthcare. As the largest and fastest-growing benefits captive in the United States, we help thousands of small and midsize employers take control of healthcare costs through a smarter, more sustainable model.

Our mission is simple: give small and midsize employers the scale and protection they need to eliminate volatility and lower healthcare costs.

By combining data-driven insights, innovative risk management, and the collective purchasing power of our community, we enable employers to reduce volatility, improve long-term outcomes, and reinvest savings into their businesses and their people.

Headquartered in Philadelphia, ParetoHealth is growing rapidly and transforming one of the country's largest industries. Our success is fueled by talented people who are united by our four core values: Fire in the Belly, For the Greater Good, See the Field, and Get It Done Right. These values shape how we innovate, collaborate, make decisions, and deliver exceptional results for our clients and one another.

If you're energized by solving complex challenges, thrive in a high-growth environment, and want to help reshape the future of healthcare, we'd love to meet you.

Please note that ParetoHealth does not provide employment visa sponsorship for this position. Candidates must be authorized to work in the United States without sponsorship both now or in the future.

As a Sales Associate specializing in new business management and underwriting strategy, you will play a vital role in maintaining and expanding our client base. The ideal candidate will have a strong understanding of insurance products, excellent communication and organizational skills, and a proactive approach to client relationships. This position offers the opportunity to work closely with clients to assess their insurance needs, provide expert guidance on Pareto's value proposition, and collaborate with underwriters to secure appropriate coverage.

Key Responsibilities:

• Meet or exceed sales targets and performance metrics
• Develop and maintain relationships with clients, providing personalized service and addressing their insurance needs
• Conduct thorough insurance assessments for clients, analyzing risks and recommending appropriate coverage options
• Collaborate with underwriters to review policy applications, assess risk factors, and ensure compliance with underwriting guidelines
• Prepare and present insurance quotes to clients, explaining coverage options, terms, and premiums
• Work closely with the sales team to identify cross-selling and upselling opportunities within existing client accounts
• Stay informed about industry trends, regulatory changes, and new insurance products
• Maintain accurate client records and documentation in the agency management system

Required Skills & Qualifications:

• Bachelor's degree in Business, Finance, or related field preferred
• Previous experience in insurance sales, account management, or underwriting preferred
• Strong understanding of insurance products, underwriting principles, and risk assessment
• Excellent communication and interpersonal skills, with the ability to build rapport with clients and colleagues

Perks & Benefits:

• Fully paid medical, dental, and vision benefits.
• Flexible PTO
• 401k company contribution
• Tuition reimbursement
• Professional development allowance
• Transportation allowance and daily parking reimbursement
• Engaging hybrid work environment

We are guided by our values:

Fire in the belly

The drive to learn, to improve, and to deliver outstanding value everyday.

See the field

The ability to see the big picture and prepare to meet tomorrow’sneeds.

Get it done right

The passion to produce at higher rates and to the higheststandards.

For the greater good

A united community creating better health benefit solutions forall.

Disclosures: ParetoHealth is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations. These activities include, but are not limited to, hiring and firing of staff, selection of volunteers and vendors, and provision of services. We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors, vendors, and clients.

California Applicants: SeePareto’s CCPA Notice of Collection for California Employees and Applicantsfor information about how Pareto Captive Services, LLC, Pareto Health, LLC, and Pareto Underwriting Partners, LLC, together with their respective subsidiaries (collectively, “Pareto”) collects and uses personal information submitted by employment applicants.