Sales Agent (Insurance)

WB Agency; Florence (AL); Hybrid; USD 35,000 - 65,000; Full time

Job summary

Wb Agency is seeking an Insurance Agent to serve as the first point of contact for prospective clients, assessing their insurance needs and guiding them through the application process. The role involves in-person meetings, ensuring complete and accurate applications, and aligning with underwriting guidelines.

The position requires strong communication, interpersonal skills, and experience in insurance sales or financial services.

Qualifications

• High school diploma or equivalent; bachelor’s degree preferred.
• State life/health license or ability to obtain one.
• Strong communication, presentation, and interpersonal skills.
• Detail-oriented with excellent organizational abilities.
• Proficient with CRM software and digital client-management tools.

Responsibilities

• Interview clients to gather personal, financial, and medical information for applications.
• Explain products, coverage options, and policy terms clearly.
• Assess risks and factors affecting underwriting decisions.
• Complete and submit applications per policies and regulations.
• Act as liaison with underwriting to resolve questions or obtain information.
• Maintain confidential client records.
• Stay informed about industry trends and product updates.

Skills

Communication skills

Interpersonal skills

Detail-oriented

CRM proficiency

Education

HS diploma

Bachelor’s degree preferred

Tools

CRM software

Job description

Position Overview

The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect application information, and evaluate initial risk factors. This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting guidelines.

Key Responsibilities

• Conduct client interviews to gather personal, financial, and medical information for insurance applications.

• Explain insurance products, coverage options, and policy terms clearly and accurately.

• Assess potential risks and identify factors that may influence underwriting decisions.

• Complete and submit applications in compliance with company policies and industry regulations.

• Act as a liaison between clients and the underwriting department to resolve questions or obtain additional information.

• Maintain accurate and confidential client records.

• Stay informed about industry trends, underwriting guidelines, and product updates.

Qualifications

• High school diploma or equivalent; bachelor’s degree preferred.

• Prior experience in insurance sales, underwriting, or financial services is highly desirable.

• State insurance license (Life/Health) or ability to obtain one.

• Strong communication, presentation, and interpersonal skills.

• Detail-oriented with excellent organizational abilities.

• Proficient in using CRM software and digital applications for client management.

Work Environment

• Combination of fieldwork (meeting clients at their location) and remote/office-based work.

• May require evening or weekend availability to accommodate client schedules as needed.