Safety and Loss Control Consultant

Encova Mutual Insurance Group.; Northern (KY); Hybrid; USD 84,000 - 150,000; Full time

Benefits offered by this job

Health, Dental & Vision Insurance

401(k) retirement plan with match

Hybrid and remote working options

Job summary

Encova Insurance is seeking a Safety and Loss Control Consultant to conduct loss analysis and field surveys, assessing safety efforts and hazards for policyholders. You will prepare findings and recommendations to support underwriting decisions, mentor trainees, and participate in policyholder training sessions with Senior Consultants.

Ideal candidates hold a Bachelor’s in safety or related field (Master’s preferred), CSP/CIH/ARM/ASP credentials are a plus, and you should be able to work

Qualifications

• Bachelor’s degree in safety, industrial hygiene, engineering or related field required.
• Master’s degree in Safety or Industrial Hygiene preferred.
• Two years of occupational safety management/consulting experience preferred.
• Professional safety credentials (CSP, CIH, ARM, ASP) preferred.
• Knowledge of OSHA, MSHA, DOT and NFPA standards.

Responsibilities

• Consult policyholders to improve safety programs and performance.
• Provide information on policyholder safety levels to underwriters.
• Evaluate safety programs and work sites for hazards.
• Conduct simple Industrial Hygiene testing.
• Research standards and laws to provide effective solutions.
• Develop cost-effective methods to correct hazards.
• Analyze loss information to identify accident trends and propose improvements.
• Prepare timely reports on hazards and control effectiveness for underwriting.

Skills

Communication skills

MS Office

Education

Bachelor’s degree in safety or related field

Master’s degree in Safety or Industrial Hygiene (preferred)

Tools

Microsoft Word

Excel

PowerPoint

Job description

The salary range for this job posting is $77,450.00 - $138,790.00 annually + bonus + benefits. Pay Type: Salary. The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process. This role will work remote. Ideal candidates will have experience with Package, Auto and Workers' Compensation and reside in the Scranton, Harrisburg, Allentown or Lancaster areas of Pennsylvania. This role will service the Eastern Pennsylvania area. The salary range for candidates in Pennsylvania is $83,771 - $150,111 annually + bonus + benefits. Pay Type: Salary. We may hire a senior level and the ranges is inclusive of both levels. A company vehicle will be provided for this role. The position will report to a Director, Safety and Loss Control.

JOB OBJECTIVE

The Safety and Loss Control Consultant conducts loss analysis and research prior to conducting on-site occupational safety and loss prevention surveys to assess the policy holder's safety efforts and to detect occupational safety hazards to employees. The Safety and Loss Control Consultant prepares and submits reports of findings to management and makes recommendations to management to correct hazards and safety and loss control program needs. This position also participates in management training programs; researches literature, laws, standards and technical developments in the field of safety and loss control and provides the Underwriting Department with risk assessments in support of underwriting determinations. The Consultant works with standard to large accounts and accounts that present more complex hazard and safety issues. The Consultant may mentor and provide guidance to Safety and Loss Control Trainees as needed. The Consultant participates in training sessions for policyholders in conjunction with Senior Safety and Loss Control Consultants. This requires a vast working knowledge and experience with all aspects of loss control regarding all property and casualty coverages written by Encova.

• General and Products Liability
• Workers’ Compensation
• Property
• Auto/Fleet
• Risk Improvement

ESSENTIAL FUNCTIONS

1. Consults with policy holders to improve the occupational safety programs and performance leading to a safer and healthier workplace.
2. Provides underwriters with information concerning the level of safety of policy holders
3. Evaluates policy holder safety programs and work sites for hazardous conditions
4. Conducts simple Industrial Hygiene testing.
5. Researches literature, standards, laws, and rules to provide policy holders with effective solutions.
6. Develops cost effective methods to correct hazardous conditions.
7. Analyzes loss information to determine accident trends and provide policy holders with effective solutions.
8. Provides underwriting with accurate and timely reports on the hazards and the effectiveness of controls and the willingness of the policy holder to comply with recommendations to control hazards.
9. Keeps underwriting apprised of any changes in hazards or exposures through copies of reports to policy holders and special reports to underwriting.
10. Responds to requests from policy holders, underwriters, and other agencies in a timely fashion regarding safety issues.
11. Communicates ideas and issues with management to reach successful agreement through innovation, creativity, and compromise.
12. Provides leadership and motivation of the support staff to achieve loss control goals and objectives.

OTHER FUNCTIONS

1. Nonessential function: other duties as assigned.

KNOWLEDGE, SKILLS AND ABILITIES

• Bachelor’s degree from an accredited college or university required. Preferably in safety, industrial hygiene, engineering or related field.
• Preference may be given to applicants with master's degree in Safety or Industrial Hygiene from an accredited college or university.
• Preference may be given to applicants with two years of full-time or equivalent part-time paid occupational safety management or occupational safety management consulting experience in industry or insurance.
• Certified Safety Professional (CSP), Certified Industrial Hygienist (CIH), Certification as an Associate in Risk Management (ARM), Associated Safety Professional (ASP) are preferred.
• Knowledge of the various core elements within the occupational safety and industrial hygiene process.
• Knowledge of effective safety program management.
• Knowledge of risk management as it relates to safety and industrial hygiene as an overall function of business in planning, leading, and directing its operations.
• Knowledge of workers' compensation laws, policies and rules, as well as understanding of the principles of insurance and risk management.
• Basic understanding of guaranteed cost, deductibles, retrospective rating plans and the impact of accident prevention on each plan.
• Knowledge of the rating systems, methods of calculating experience modification factors and the elements of each formula.
• Understanding of the U. S. Department of Labor Bureau of Labor Statistics loss information, formulas and principles of calculating incidence rates for policy holders.
• Knowledge of basic business financial principles to analyze cost effectiveness and return on investment of recommended solutions to hazards and exposures.
• Ability to make sound judgments and work independently, and to establish and maintain effective working relationships with other policy holders, policyholders, regulatory agencies, and labor communities.
• Working knowledge of Microsoft Word, Excel and PowerPoint.
• Ability to compile, analyze, and report on findings.
• Knowledge of Federal OSHA MSHA, DOT and NFPA standards.
• Ability to communicate effectively, both orally and in writing.
• Ability to safely operate a motor vehicle.
• Must hold a valid driver’s license.

This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it.

This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons.

Ready to join our team? At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential.

What you can expect from us

• Health, Dental & Vision Insurance
• Company-provided life and income protection plans
• Eligibility to participate in a company incentive bonus program
• 401(k) Retirement Plan - 100% company match up to 7% on annual salary
• Paid Time Off, Paid Holidays, and Floating Holidays
• Flexible Work Arrangements - Hybrid and remote depending on the role

Encova Insurance is an EOE/E-Verify employer. #LI-Remote#LI-MF1 At Encova our associates are the heart of our business. Our exceptional culture makes it a special place to work and gives us a unique advantage. Building and sustaining this culture requires intentional effort from everyone in the company. We believe that achieving results and building trust are interrelated. Through connection, character and competence, we build trusting relationships with associates, agents and policyholders to achieve excellent results. Through our collaborative team structure we find professional and personal growth. We never stop learning and always seek to improve ourselves. At Encova, we know that inclusion and belonging foster our competitive edge by giving voice to every individual’s unique talent and perspective; and we believe that when a condition of equity exists, all associates can contribute to the fullest extent of their knowledge, skills and ability.

We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally.