RPC Senior Credit Analyst

Crédit Agricole Group; New York (NY); On-site; USD 150,000 - 190,000; Full time

Job summary

Crédit Agricole Group is seeking a professional in New York for a critical role responsible for processing credit requests within the Securitization group. You will prepare second-level RPC opinions based on comprehensive risk analysis while interacting with various Front Office teams to ensure thorough evaluations. The role involves presenting risk assessments to management and requires strong analytical skills, ideal for those with a keen interest in finance and risk management.

Qualifications

• Experience in processing credit requests and conducting annual reviews.
• Strong analytical skills for independent risk analysis.
• Ability to present risk opinions effectively.

Responsibilities

• Prepare second level RPC opinion and perform independent analysis.
• Present risk opinion to RPC management and NYCC.
• Interact with Front Office teams to gather additional client information.

Job description

Purpose

Responsible for processing credit requests and annual reviews in the Securitization group.

Key responsibilities

• Preparation of the second level RPC opinion, including independent analysis of the borrower, transaction structure, term sheet, financial models, etc. Review and verify risk parameters (ratings, LGD, RWA). Process Phidias/Crew.
• Present the risk opinion to the RPC management and the NYCC.
• Frequent interaction with the various Front Office teams to gather additional information concerning the client, discuss credit risk issues and mitigants, and obtain relationship profitability information and commercial support/strategy.
• Active coordination with RPC HO to discuss the risk opinion, communicate credit issues and trend as appropriate, and act as an information relay to the local analysts regarding any governance change impacting the credit process and analysis.
• Active monitoring of the sectors and portfolios covered, and communication to senior management locally and in Head Office as appropriate, participation in Early Warning meetings and SAR meetings.
• Contribute to the US Risk Committee, to the external and internal audit assessments (FRB, SNC, IG), Loan Review missions, assist in portfolio reviews or special projects as needed.
• May also be asked to analyze counterparties in different sectors depending on workloads.

Key Internal contacts

• Local Front Office teams (GMD, ERA, Coverage)
• Head Office SCS RPC and Front Office
• Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects, Enterprise-Wide Risk)
• Loan Review

Salary Range: $150K-$190K