Analyst - Securitization

Crédit Agricole Group; New York (NY); On-site; USD 100,000 - 120,000; Full time

Job summary

Crédit Agricole Group is seeking a professional for a crucial role in managing and executing transactions, including credit analysis and financial modelling. You will liaise with clients, help structure transactions and monitor compliance with covenants. The ideal candidate should have strong analytical and interpersonal skills, with proficiency in tools like Microsoft Office and Bloomberg.

The position offers a salary range of $100k-$120k, located in New York, New York.

Qualifications

• Experience in credit analysis and financial modelling.
• Strong interpersonal skills for liaising with clients and external parties.

Responsibilities

• Prepare credit analysis and financial modelling of portfolios.
• Participate in structuring and execution of securitization transactions.
• Liaise with clients, lawyers, and banks.
• Monitor transaction performance trends.
• Prepare presentations and pitch books.

Skills

Financial modelling

Credit analysis

Negotiation

Client relationship management

Tools

Microsoft Office

Bloomberg

SIS

Phidias

Job description

Summary

Participate in the execution and management of existing transactions along with aiding in the implementation process of new transactions (as required) funded in the Asset Backed Commercial Paper conduit and bank’s balance sheet.

Key Responsibilities

• Prepare credit analysis including financial modelling of underlying portfolio performance as well as financial modelling across a variety of asset classes (auto loan and lease, trade receivables, aircraft leasing, etc.) along with coordinating the credit process with the credit department.
• Participate in the structuring and execution process of existing securitization transactions funded in the term Asset Backed Security or Asset Backed Commercial Paper markets and with new transactions (as needed).
• Participate in the negotiation and liaison of key terms with external parties including clients, lawyers, other banks, etc.
• Monitor key transaction performance trends on an ongoing basis for the existing conduit book and alert the related Transaction Manager when any issues arise with respect to non-compliance of a transaction covenant.
• At Transaction Renewal, prepare cash flow model to confirm rating attachment, maintain and audit client models on an ongoing basis for assigned deals.
• Prepare presentations and pitch books for clients as required.
• Participate in on-site due diligence reviews and client visits as required.
• Participate in special projects as required.
• Coordinate and execute the transaction booking processes.

Management and Reporting

• Report to the Transaction Managers.

Risks

NA

Counterparties and clients

• Develop and maintain relationships with peers in other organisations and within CACIB as well as with clients of the bank.

Communication

Key Internal Contacts

• Strong interaction with the relevant client coverage teams
• Credit Department
• Internal Legal Department
• Internal Compliance Department
• IT and Project teams

Key External Contacts

• Clients
• Law firms
• Other banks
• Rating Agencies
• Auditors

Systems Used

Internal

• Microsoft Office (Word, Excel, PowerPoint), SIS, Phidias, ClientLive, Risk Portal, Galaxy (Cosmos, Legos, Comet, Altar)

External

• Bloomberg, rating agency websites, EDGAR, etc.

Salary Range: $100k-$120k