Risk Underwriter

Sales Match; Fresno (CA); On-site; USD 48,216 - 55,104; Full time

Benefits offered by this job

100% remote work flexibility

Competitive hourly pay

Paid training and ongoing development

Flexible working hours

Supportive team environment

Job summary

A remote financial services company is seeking an experienced Risk Underwriter to assess and manage risks associated with loan applications and insurance policies. You will evaluate risk factors, analyze credit data, and collaborate with teams to ensure compliance with standards. The role offers flexibility with 100% remote work and competitive hourly pay between $35 and $40. Additionally, you will benefit from opportunities for professional development and a supportive team environment.

Qualifications

• Proven experience as a Risk Underwriter or in a similar risk management/underwriting role.
• Strong understanding of credit assessment and risk modeling.
• Ability to work independently in a remote environment.

Responsibilities

• Evaluate and assess risk factors for loan and insurance applications.
• Analyze applicant data, credit reports, and financial statements.
• Collaborate with risk and underwriting teams.

Skills

Risk evaluation

Financial analysis

Underwriting expertise

Problem-solving

Decision-making

Tools

Risk management systems

Underwriting platforms

Analytical tools

Job description

Job Title: Remote Risk Underwriter

Hourly Pay: $35 $40 / hour

Summary

We are looking for an experienced Risk Underwriter to join our remote team. In this role, you will assess and manage the risks associated with loan applications, insurance policies, and financial transactions. If you have expertise in risk evaluation, financial analysis, and underwriting, this is an excellent opportunity to apply your skills in a flexible, remote work environment.

Key Responsibilities

• Evaluate and assess risk factors for loan, insurance, or financial product applications
• Analyze applicant data, credit reports, and financial statements to determine potential exposure
• Use risk management tools and methodologies to assess transaction risks
• Approve, deny, or recommend modifications to applications based on risk evaluation
• Collaborate with risk and underwriting teams to ensure consistency with company policies
• Deliver risk assessments and strategic recommendations to senior leadership
• Ensure compliance with regulatory requirements and internal underwriting standards

Qualifications

• Proven experience as a Risk Underwriter or in a similar risk management / underwriting role
• Strong understanding of credit assessment, financial analysis, and risk modeling
• Proficiency in risk management systems, underwriting platforms, and analytical tools
• Excellent judgment, problem-solving, and decision-making capabilities
• Ability to work independently and manage complex assessments in a remote environment
• Reliable internet connection and a quiet, dedicated workspace
• Career growth opportunities in risk management and financial underwriting

Perks & Benefits

• 100% remote work flexibility
• Competitive hourly pay : $35 - $40
• Paid training and ongoing professional development
• Flexible working hours, including evening and weekend options
• A collaborative, supportive team environment