RISK SPECIALIST I

Avenir Financial FCU; Yuma (AZ); On-site; USD 55,000 - 75,000; Full time

Job summary

Avenir Financial FCU is seeking a Quality Control and Compliance support professional responsible for interfacing with internal stakeholders, analyzing data to identify risk areas, and reporting issues. The role emphasizes educating staff on compliance practices and supporting risk mitigation across operations.

The position involves assisting with QC reviews, preparing risk reports, gathering evidence for audits, and communicating findings clearly to branches and departments while maintaining

Qualifications

• One year experience in Auditing, Compliance and/or Risk Management in a financial institution.
• Knowledge of applicable federal and state financial laws and regulations.
• Understanding of loan and operational processes, documentation, and systems.
• Knowledge of a financial institution’s policies and procedures involving Member transactions.
• Knowledge of Credit Union transactional systems, reports and reporting formats.

Responsibilities

• Assist and supports daily, monthly, and quarterly QC and review work as assigned.
• Assist and supports the preparation of reports that document errors, risk and QC issues and formalize findings to branches and departments.
• Assist and supports collection, analysis, and provides documentary evidence as a basis for forming an opinion on efficiency and effectiveness.
• Provide support to staff in reference to compliance and risk mitigation and review compliance with laws/regulations affecting member services.
• Coordinate audits or QC activities as assigned and gather information for audits.
• Maintain open, effective communication and present findings clearly through presentations or written documents.

Skills

Regulatory interpretation

Auditing

Risk management

Analytical skills

Written communication

Team collaboration

Education

High School Diploma or GED

Job description

Primarily responsible for performing Quality Control and Compliance support functions. This role must demonstrate a high level of experience and depth of knowledge to interface with internal stakeholders, analyzing data to identify areas of concern. Must recognize and report issues, often providing guidance to mitigate potential risk or non-compliance. Provides support to staff in reference to compliance and risk mitigation. Reviews the credit union’s compliance with a multitude of laws/regulations which affect operations in providing member services.

Essential Functions & Responsibilities

• Assist and supports daily, monthly, and quarterly Quality Control (QC) and review work, as assigned.
• Assist and supports the preparation of reports that document errors, risk and QC issues and formalize the findings to all the branches and departments and ensure the QC findings are reviewed and corrected.
• Assist and supports the collection, analysis, and provides documentary evidence as a basis for formulating an opinion on the efficiency and effectiveness of operations and activities being reviewed and/or formulated for implementation.Provides reporting and is accountable for the accuracy and integrity of such findings and any recommendations to management.
• Provides support to staff in reference to compliance and risk mitigation. Reviews the credit union’s compliance with a multitude of laws/regulations which affect operations in providing member services.
• Supports the coordination of audits or QC’s performed and may gather information for audits.
• Maintain priority level work and proceeds with objectives under minimal supervision.
• Maintains an open and effective system of communication throughout the organization and has ability to communicate findings and recommendations in a clear and concise manner through presentations, verbal conversations and/or written documents. Must maintain a professional, friendly image and service-oriented approach are being consistently exercised in all areas of responsibility.
• Assist with Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) related activities as assigned.
• Responsible for complying with the Bank Secrecy Act policies and procedures, including attendance at annual training, as directed by the Bank Secrecy Act Officer.
• Works in the spirit of the credit union’s purpose and values.
• Performs other duties as assigned.

Qualifications, Requirements, & Skills

The qualifications, requirements, and skills below are representative of those required to successfully and satisfactorily perform the essential duties and functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential duties and functions.

Education/Certification

High School Diploma or GED equivalent; or an equivalent combination of education, training, and experience.

Required Experience

One year experience and/or training in Auditing, Compliance and/or Risk Management in a financial institution is preferred, or equivalent combination of education and experience.

Required Knowledge

Knowledge of applicable federal and state financial laws and regulations. Understanding of loan and operational processes, documentation, and systems.Knowledge of a financial institution’s policies and procedures involving Member transactions. Knowledge of Credit Union transactional systems, reports and reporting formats.

Skills/Abilities

Ability to accurately interpret regulatory implications for the organization. Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and policy & procedure manuals.

Characteristics

Must have a positive attitude. Must be self-motivated and able to function independently in a multi-task environment while also taking direction and working as part of a team. Must possess a high level of integrity, recognizing the need for discretion and confidentiality. Must be able to tactfully handle all situations and remain impartial. Must have a collaborative work style.