Risk Specialist

EZCORP, Inc.; Austin (TX); On-site; USD 60,000 - 90,000; Full time

Job summary

EZCORP, Inc. is seeking a Risk Specialist in the Dallas/North Texas area to minimize various risks to the company’s financial position. The role involves identifying risks, conducting assessments, and producing actionable reports for management.

The candidate will join a growth-oriented team focused on improving risk controls and regulatory compliance, with travel up to 50%. Prerequisites include a Bachelor's degree, fluency in Spanish and English, and strong MS Office skills.

Qualifications

• Bachelor’s degree required.
• Bilingual Spanish/English proficiency (spoken and written).
• Strong verbal and written communication, attention to detail, and organizational skills.
• Proficiency in MS Word, Excel, PowerPoint and Outlook.

Responsibilities

• Provide financial insight into business decisions.
• Provide timely inventory and compliance reports.
• Identify risks and recommend mitigations to reduce impact.
• Review financial data related to business operations.
• Prepare reports and presentations for management with findings and recommendations.
• Develop and evolve risk management policies and systems.

Skills

Verbal communication

Written communication

Attention to detail

Time management

Organizational skills

Bilingual Spanish/English

Education

Bachelor's degree

Tools

MS Word

MS Excel

PowerPoint

Outlook

Job description

At EZCORP we are a growing team focused on creating and changing the pawn industry as we know it today. We believe that our platform enabled lending and e-commerce solutions will revolutionize our ability to attract, engage and service our customers across the United States, Mexico and Latin America.Join us now for an opportunity to be a part of a team that wants to provide access to short-term cash for every person – everywhere!The Company:Founded in Austin in 1989, EZCORP has grown into a leading provider of pawn loans in the United States, Mexico and Latin America. We are dedicated to satisfying the short-term cash needs of consumers who are both cash and credit constrained and providing an industry-leading customer experience.What’s in it for you:Ground Floor opportunity with EZCORP, a company with a start-up, purpose-driven mentality where innovative and agile problem solving are part of our DNA along with competitive compensation and benefits.Address:TexasThe Risk Specialist works to minimize many forms of risks to the company’s financial standings. This role will be responsible for identifying present risks, whether or not they can be prevented and how to lower the chances of their occurrence. This role also entails conducting various assessments including full physical inventories and regulatory compliance assessments as required by regulatory compliance. We are specifically looking for candidates who are based in the Dallas/North Texas area.Key Areas of ResponsibilityProvides financial insight into business decisionsProvides quality and timely inventory and compliance reportsEnsures the best decisions are made to minimize potential risks in business operationsCritical and Essential TasksReviews financial data and information concerning business operationsIdentifies potential risks and recommends how to address the issues identifiedIdentifies and analyzes areas of potential risk to the assets, earning capacity, or success of organizationsPrepares reports and presentations that outline findings, explain risk positions, or recommend changeConducts statistical and in-person analyses to identify and categorize risk and potential riskAssists in developing risk mitigation strategies and implementing themPresents risk analyses to consumers, decision-makers or management, making recommendations for actionCreates reports to provide to upper managementRemains informed on the latest developments in the company and overall field in order to update risk reports on a regular basisPrepares company risk policies and procedures and safety/operational codesPlans and contributes to the development of risk management systemsRequirementsExperience1-3 years of experienceEducationBachelor’s degree required,CompetenciesTechnical & Professional SkillsJob-Specific Knowledge, Skills, and AbilitiesComfortable working around firearmsBilingual/bicultural technical and conversational skills (Spanish/English)Demonstrated strong verbal and written communication and interpersonal skills; attention to detail and accuracy; and time management and organizational skillsHighly proficient in the use of MS Word, MS Excel, PowerPoint and OutlookMathematical skills in order to perform calculations and identify potential problems with dataMust be willing to travel 50% of the time.