Risk Operations Analyst - RBO

Stripe; United States; Remote; USD 90,000 - 140,000; Full time

Job summary

Stripe, Inc. is seeking a Risk Operations Analyst to ensure onboarding policies and practices meet the needs of financial partners. You will influence cross-functional teams to build scalable processes for compliance, risk mitigation, and routine reporting while aligning with service levels.

Ideal candidates have 3+ years in risk or scale roles, strong data analysis skills, and the ability to communicate clearly with stakeholders across the organization to reduce risk and improve processes.

Qualifications

• Minimum 3 years of experience in risk assessments and operations or scaling in a high-risk environment.
• Ability to influence, collaborate, and communicate effectively across multiple stakeholders.
• Working knowledge of SQL or other data analysis tools and pattern identification.

Responsibilities

• Assess regulatory, contractual, and partner risk across onboarding workflows.
• Advise teams on scalable, compliant operational processes and SLAs.
• Communicate findings clearly with内部 and external stakeholders.
• Identify trends to enhance detection systems and mitigate emerging risks.

Skills

Risk assessment

Operations

Stakeholder communication

SQL

Job description

Who we are

About Stripe Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

The User Operations Policy team operationalizes and oversees the enforcement of payments standards and policies to ensure compliant and safe product usage, minimizes merchants’ violations and proactively manages reputation and regulatory risk.

What you’ll do

As a Risk Operations Analyst you will be working to ensure our onboarding policies and practices align to the needs of our financial partners. You will be accountable for workflows impacting a variety of cross-functional internal and external stakeholders to identify and assess regulatory, contractual, and partner risk. Further, you will influence and advise operational teams in building out scalable operational processes to ensure compliance with service level agreements, routine reporting, and overall risk mitigation.

Responsibilities

• Demonstrate sound judgment and an ability to navigate non-binary, high-risk decisions
• Evaluate merchants, from successful venture-backed startups to well established institutions by assessing suitability to process on Stripe
• Adhere closely to process while still constantly questioning assumptions, suggesting improvements, and following up implementation of those improvements
• Effectively and clearly communicate, cross-functionally, with Stripe's users, and Stripe's financial partners
• Identify trends and further report these to cross functional teams to enhance detection systems
• Lead initiatives to enhance and optimize review processes, policies, and tools
• Help build and scale processes across the risk operations ecosystem
• Identify gaps in current systems, policies and strategies, and recommends enhancements and process improvements to mitigate emerging risks through a collaborative approach with stakeholders

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply.

Minimum Requirements

Minimum 3 years of experience in either risk assessments and operations, or driving scale in a high risk environment. Comfortable working independently under pressure and navigating ambiguity. Ability to influence, collaborate, and communicate effectively across multiple stakeholders. Passion for proactively identifying gaps and driving process and product improvements, collaborating with multiple cross-functional teams. Working knowledge of SQL or other data analysis tools, and ability to analyze data to identify patterns and insights. Deep empathy for entrepreneurs running a business, and are motivated to solve problems to empower them.