Risk Manager, Enterprise Payments Risk Management

Capital One; Richmond (VA); On-site; USD 138,100 - 157,700; Full time

Benefits offered by this job

Comprehensive health benefits

Performance-based incentive compensation

Inclusive work environment

Job summary

Capital One is seeking a Risk Manager in Richmond, VA, focused on identifying and managing payments-related risks. You will consult on Stablecoin initiatives, develop relationships with cross-functional teams, and perform analysis of the Payments Risk environment.

The ideal candidate has a Bachelor’s degree or military experience with at least 3 years in risk management, and familiarity with stablecoin payments. This position offers competitive salary and incentive compensation.

Qualifications

• At least 3 years of experience in a first-line or second-line risk management role supporting payments.
• At least 2 years of direct experience with stablecoin payments or crypto-asset risk management.
• Experience managing adherence to regulatory requirements is preferred.

Responsibilities

• Provide Payments Risk consulting and effective challenge focused on Stablecoin and other payment initiatives.
• Develop relationships with cross-functional teams, providing advice and effective challenge.
• Conduct Issue/Event analysis to provide insights on changes in the Payments Risk environment.

Skills

Risk management

Analytical skills

Project management

Communication skills

Problem-solving

Education

Bachelors' Degree or military experience

Tools

Payments Risk certifications

Job description

Do you want to be part of an organization that’s dedicated to helping Capital One identify, manage and effectively mitigate risk – for our customers, our communities and our associates? As part of Operational Risk Management (ORM), you’ll work with talented associates to provide oversight and effective challenge to ensure that our business partners are adequately managing risk when initiating and processing payments (e.g. ACH, Wire Transfers, checks, etc.). Additionally, you will support the integration of new acquisitions and ensure adoption of ORM policies and standards. You’ll also bring your unique perspective and experiences to help us be rigorous, curious, and creative.

Successful Risk Managers have a natural passion for managing risk with excellent project, process, and analytical skills. Risk Managers partner with first- and second-line partners in an open, collaborative environment where new ideas and solutions are both welcomed and rewarded. The ideal candidate will bring a big picture perspective and have a high degree of autonomy within their daily work.

Responsibilities

• Provide Payments Risk consulting and effective challenge focused on Stablecoin and other payment initiatives and projects, providing an understanding of payments risks and activities, specifically Stablecoin
• Develop and leverage key relationships with cross-functional teams and key first line of defense contacts, providing advice and effective challenge, as required.
• Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise.
• Demonstrates independent and adaptive problem-solving and analysis skills with attention to detail.
• Demonstrates strong communication, collaboration, problem solving and influencing skills across various levels of the organization.
• Manage tasks and activities related to risk management initiatives and reporting to support the Enterprise Payments Risk Management team in a well-managed capacity
• Research and identify external risk themes related to payments.

Basic Qualifications

• Bachelors’ Degree or military experience
• At least 3 years of experience in a first-line or second-line risk management role supporting payments processes
• At least 2 years of direct experience with stablecoin payments or crypto-asset risk management.

Preferred Qualifications

• 3+ years of experience with stablecoin payments or experience managing adherence to regulatory requirements.
• 3+ years of Financial Services risk management experience within the Payments Risk or Payment Operations domain, with depth of knowledge in stablecoin regulatory frameworks
• Certification within the payments industry (Accredited Payments Risk Professional (APRP), National Check Professional (NCP), Accredited ACH Professional (AAP), Accredited Faster Payments Professional (AFPP)).

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Salary ranges:

• McLean, VA: $151,900 - $173,400 for Risk Manager
• Richmond, VA: $138,100 - $157,700 for Risk Manager

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.