Risk Management - Structured and Subscription Financing Credit Officer - Vice Pr

JPMorgan Chase & Co.; New York (NY); On-site; USD 120,000 - 180,000; Full time

Job summary

Join a leading financial institution as a Vice President in the Credit Risk Team. You will manage a portfolio of asset managers, conduct due diligence, and ensure effective credit risk management. This role emphasizes innovative thinking and collaboration across departments to maintain strong client relationships and oversee complex financial transactions.

Benefits

Health Coverage

Wellness Centers

Retirement Plans

Qualifications

• 6+ years of credit risk experience in financial services.
• Strong credit and analytical skills with understanding of accounting.

Responsibilities

• Manage client portfolios and oversee transaction structures.
• Conduct due diligence and prepare credit approval memos.
• Lead credit due diligence for bank and bond transactions.

Skills

Analytical Skills

Client Interaction

Communication

Job description

Job Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business responsibly by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance emphasizes innovative thinking, challenging the status quo, and striving for excellence.

As a Vice President within the Commercial & Investment Bank (CIB) Asset Managers Credit Risk Team, you will be responsible for a portfolio of asset managers and funds, serving as the primary coverage for these credit relationships. Your duties include managing client portfolios, overseeing transaction structures, conducting counterparty due diligence, and continuously monitoring exposure across traditional bank lending products, structured financing, and capital markets trading activities. The team manages exposure to North American-based Traditional and Alternative Asset Management firms, Private Capital Sponsors, and related client entities engaged in diverse investment strategies.

Job Responsibilities

1. Perform client due diligence and financial analysis; prepare credit approval memos and reviews.
2. Review and approve counterparty trading activity, recommend collateral requirements, and structural enhancements.
3. Provide credit expertise in structuring loan and derivative transactions.
4. Set and communicate credit exposure appetite across trading products using internal methodologies.
5. Oversee legal negotiations for traded products and traditional lending.
6. Serve as the principal contact and collaborate with colleagues across various departments, including Markets Trading, Structuring, Prime Brokerage, Investor Client Management, Treasury & Security Services, Legal, IB Coverage, and Debt Capital Markets.
7. Assess creditworthiness of clients, assign credit ratings, and maintain updated credit research on a portfolio of clients.
8. Lead group-wide efficiency projects and stay current on all aspects of credit relationships, including exposure, compliance, and potential issues.
9. Lead credit due diligence for bank and bond transactions, including M&A, LBOs, and refinancings.
10. Supervise, review, and contribute to analysis and seek approvals for transactions.
11. Perform agent role for syndicated transactions, including negotiations and documentation of amendments and waivers.

Required Qualifications, Capabilities, and Skills

• 6+ years of credit risk experience within financial services, especially leveraged, subscription, and structured financing.
• Knowledge of Asset Management, Financial Technology, and Financial Institutions industries.
• Strong credit and analytical skills, with a solid understanding of accounting and corporate finance.
• Familiarity with leveraged finance underwriting and credit agreements.
• Understanding of financial products and market dynamics.
• Excellent client interaction skills and outstanding verbal and written communication abilities.
• Ability to perform well under pressure in a demanding environment.

About Us

JPMorgan Chase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses, and prominent clients worldwide. Our history spans over 200 years, and we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing, and asset management.

We offer a competitive total rewards package, including base salary, potential commissions, discretionary incentives, and comprehensive benefits such as health coverage, wellness centers, retirement plans, and more. Details will be provided during the hiring process.

We value diversity and inclusion and are an equal opportunity employer. We do not discriminate based on protected attributes and provide reasonable accommodations for religious, mental health, or physical disabilities.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans.

About the Team

J.P. Morgan's Commercial & Investment Bank is a global leader in banking, markets, securities services, and payments, serving clients in over 100 countries with strategic advice, capital raising, risk management, and liquidity solutions.