Risk Management - Strategic Risk Analytics Analyst

JPMorganChase; Wilmington (DE); On-site; USD 85,000 - 130,000; Full time

Job summary

JPMorgan Chase & Co. in the United States seeks a Credit Risk Management Analyst to support Chase Card Services by delivering analytics and insights that inform credit risk decisions for co-brand portfolio initiatives and new product features.

You will partner with Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives and to strengthen decision rules and monitoring.

Qualifications

• Bachelor's degree or higher in a quantitative discipline such as Finance, Statistics, Economics, Mathematics, or Operations Research.
• Strong analytical, interpretive, and problem-solving skills with ability to structure and execute analyses logically.
• Ability to translate complex analysis into practical solutions and concise executive-ready presentations.
• Experience using analytics tools such as SAS, SQL, Python, or Tableau, with some coding experience.
• Strong attention to detail and a results-oriented mindset, with ability to make independent decisions.
• Authorization to work in the United States, without employment-based immigration sponsorship.

Responsibilities

• Analyze and challenge the performance of key business initiatives, delivering insights and recommended actions.
• Define problem statements, identify risks and opportunities, secure stakeholder alignment, and support end-to-end initiative delivery.
• Identify and assess performance trends using statistical, data mining, and quantitative methods.
• Conduct root-cause analysis and translate findings into clear, actionable recommendations.
• Prepare and present risk monitoring reports and insights to senior leaders and stakeholders.
• Support development and maintenance of the risk management framework, helping ensure alignment to regulatory expectations.
• Monitor internal and external behavioral data and industry trends to continuously improve risk management processes.
• Partner with cross-functional teams to support portfolio risk decision rules and ongoing enhancements.

Skills

Analytical thinking

Presentation skills

Data analysis

Problem solving

Education

Bachelor's degree in Finance/Statistics/Economics/Mathematics/OR Operations Research

Tools

SAS

SQL

Python

Tableau

Job description

Job Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

A Credit Risk Management Analyst will support Chase Card Services by delivering analytics and insights that inform credit risk decisions for co‑brand portfolio initiatives and new product features. You partner across Risk, Product, Marketing, and Technology to balance portfolio performance with business objectives and to strengthen decision rules and monitoring. You help us identify risks and opportunities, translate analysis into clear recommendations, and support strong risk management practices.

Responsibilities

• Analyze and challenge the performance of key business initiatives, delivering insights and recommended actions.
• Define problem statements, identify risks and opportunities, secure stakeholder alignment, and support end‑to‑end initiative delivery.
• Identify and assess performance trends using statistical, data mining, and quantitative methods.
• Conduct root‑cause analysis and translate findings into clear, actionable recommendations.
• Prepare and present risk monitoring reports and insights to senior leaders and stakeholders.
• Support development and maintenance of the risk management framework, helping ensure alignment to regulatory expectations.
• Monitor internal and external behavioral data and industry trends to continuously improve risk management processes.
• Partner with cross‑functional teams to support portfolio risk decision rules and ongoing enhancements.

Required Qualifications

• Bachelor's degree or higher in a quantitative discipline such as Finance, Statistics, Economics, Mathematics, or Operations Research.
• Strong analytical, interpretive, and problem‑solving skills with ability to structure and execute analyses logically.
• Ability to translate complex analysis into practical solutions and concise executive‑ready presentations.
• Experience using at least one analytics tool such as SAS, SQL, Python, or Tableau, with some coding experience.
• Strong attention to detail and a results‑oriented mindset, with ability to make independent decisions.
• Authorization to work in the United States, without employment‑based immigration sponsorship.

Preferred Qualifications

• Any prior experience in analytics.

Eligibility and Work Authorization

To be eligible for this role, you must be authorized to work in the United States. JPMorgan Chase & Co. does not offer employment‑based immigration sponsorship for this role and will not provide assistance or sign documentation in support of any other form of immigration sponsorship, including optional practical training (OPT) or curricular practical training (CPT).

Equal Opportunity Employer

We are an equal opportunity employer and place a high value on diversity and inclusion. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.

Benefits and Compensation

We offer a competitive total rewards package. Base salary is determined based on role, experience, skill set, and location. Eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in cash or equity. Benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching, and more.