Risk Management Consultant

The Cincinnati Insurance Companies; Virginia (MN); On-site; USD 80,000 - 145,000; Full time

Job summary

The Cincinnati Insurance Companies seek a Loss Control Risk Management Consultant for a remote, home-based role. Travel up to 25% for client meetings across the Mid-Atlantic region, with duties to manage loss control services for large accounts and deliver technical risk evaluations.

Ideal candidates bring 3–5 years loss control experience in property & casualty, strong communication skills, and the ability to develop service plans and training programs.

Qualifications

• Strong knowledge of independent agency system and large commercial accounts.
• Willingness to travel approximately 25% for meetings and field work.
• Proficient with commercial lines insurance products and risk controls.
• Experience developing training programs for large organizations.
• Self-directed with good time management and organizational skills.

Responsibilities

• Manage loss control services for large, complex or multi-state accounts.
• Provide technical risk consults to underwriting for new/renewal accounts.
• Create service strategies and account-specific plans.
• Develop and present loss analyses and stewardship reports.
• Lead onboarding of new accounts and coordinate with field reps.
• Deliver onsite or virtual training for insureds or agencies.

Skills

Agency system

Remote work

Travel readiness

Commercial lines

Hazard recognition

Training delivery

Time management

Business acumen

Interpersonal skills

Strategic thinking

Analytical skills

MS Office

Education

Undergraduate degree

Professional designations (CSP CPCU CRM ARM)

Loss control experience

Account management experience

Risk management experience

Tools

MS Office

Job description

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

The Loss Control Department is currently seeking a Loss Control Risk Management Consultant. This position is responsible for the loss control service management and related activities for a segment of large, complex and/or key commercial accounts. This is a home-based, remote position, but will require periodic travel for business and client meetings to our Fairfield, Ohio headquarters and throughout the assigned territory of the Mid-Atlantic region.

We would prefer to have someone based in or around the Mid-Atlantic region.

Salary:

The salary band for this position is $80,000 - $145,000.00 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be ready to:

• responsible for the management, oversight, and delivery of loss control services through strategic Risk & Service Management for large, complex accounts, or multi-state accounts as defined by current KA book segmentation criteria
• provide technical consults and risk evaluations to underwriting for new and renewal commercial multi-line accounts (PR, GL, WC, PL, & Auto)
• create Account Service Instructions (ASI) for accounts with Loss Control Field involvement
• develop and document account-specific Service Strategies and Plans
• create Loss Analyses and reviews to assist evaluations and support service strategies / plans
• create and Present Stewardship Reports as requested
• lead the onboarding of new accounts
• conduct oversight of recommendation management with agencies and loss control field reps
• conduct analyses of exposures and controls on prospective and current clients
• provide onsite or virtual training for insureds or agencies
• provide service capability presentations to current and prospective clients
• direct Field LC efforts on Prospects
• provide summary feedback (verbal or written) to KA New Business Underwriters

Marketing/ Customer Service (All Levels):

• enhance customer satisfaction by providing value-adding loss control services
• effectively market Cincinnati Insurance and the Loss Control unit to internal and external customers
• build credibility and strengthen relationships with internal and external customers
• deliver meaningful client or agency-focused services to generate positive outcomes
• balance current workload considering business priorities and direct efforts accordingly
• seek to grow professionally and stay current on emerging industry-related trends

Qualifications - External

Be equipped with:

• solid understanding of the independent agency system
• ability to work remotely and have flexibility to travel (approximately 25%)
• knowledge of commercial lines insurance products and coverages
• knowledge in hazard recognition and control for workers’ compensation, property, fleet, general liability, and products liability
• ability to develop and conduct training programs for large organizations with multiple locations
• time management skills and ability to work independently to accomplish goals
• strong business acumen
• strong interpersonal, consultative, and organizational skills
• strong strategic thinking abilities
• strong analytical skills
• ability to work independently to accomplish initiatives
• demonstrated pursuit of continuing education
• proficiencies in Microsoft Office tools and related software
• ability to work effectively with customers, business partners and peers

Bring education and experience from:

• undergraduate degree in applicable science or related experience and training
• professional designations such as CSP, CPCU, CRM, or ARM
• a minimum of 3-5 years loss control experience with a property & casualty insurance organization
• experience managing the service of large and complex accounts, including developing service instructions and service plans, and holding mid-year account reviews
• experience conducting corporate-level risk management assessment and evaluations

Enhance your talents

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.

Enjoy benefits and amenities

Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.

Embrace a diverse team

As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.