Risk Management - Business Banking SBA - Credit Risk - Vice President

Testing Site - JPMC; Plano (TX); On-site; USD 180,000 - 250,000; Full time

Job summary

JPMorgan Chase is seeking a Vice President to lead SBA credit risk teams within Chase Business Banking Risk in Plano, Texas. You will guide credit decisioning on SBA loans and ensure adherence to Standard Operating Procedures, risk appetite, and regulatory requirements across multiple industries.

The role emphasizes leadership, talent development, collaboration with domestic and global peers, and driving process improvements.

Qualifications

• Bachelor's degree
• 10 years of business credit risk experience, withstrongknowledge of SBA, Scored and Wholesale Credit
• Proven leadership and talentdevelopment skills
• Ability to build strong stakeholder relationshipsand challenge effectively
• Experience inrisk assessment, regulatory management, and procedure development
• Excellent communication, analytical, and problem-solving skills

Responsibilities

• Maintain direct accountability for Credit Officer quality andcompliance with SBA and regulatoryrequirements
• Act as themain Risk contactfor SBA Solutions, Business Direct Center, Lending Product, Risk Strategy, Portfolio Management and senior managementproviding any SBA process updates or improvements.
• Ensure high-quality credit riskassessment and analysis acting with a sense of urgency, solving problems, to effectively meet benchmarks and expectations.
• Collaborate withpeers domestic and global, for consistentand timely coverage, for a national workload.
• Voice opinions clearly and Identify opportunities to improve controls and efficiencies, as well as lead changeinitiatives
• Participate on SBA Solutions Management and SBA Solutions Consultant team calls to discuss any updates to the Riskpolicyand procedures that impact the SBA products and be aware of any changes impacting Risk.
• Serve as a subject matter expert on SBA Standard Operating Procedure to ensure Chase Credit Risk requirements and procedures are in compliance to ensure a valid SBA guaranty.
• Represent JPMorgan in external risk-relateddiscussions.
• Retain, develop and recruit high-performing talent.

Job description

Short Description

We are looking for an enthusiastic Vice President to lead our SBA credit risk teams at Chase Business Banking Risk.

Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Vice President in Chase Business Banking Risk, you will directly manage and develop the teams of Small Business Account (SBA) credit officers who efficiently decision credit requests of varying complexity with high quality standards that adhere to SBA Standard Operating Procedure (SOP), credit risk requirements, guidelines and procedures. You will also assess businesses for SBA risk appetite across various industries and locations, conduct thorough credit riskanalysis and recommendprotectivestructures and make prudent credit decisions within authority levels.

Job Responsibilities

• Maintain direct accountability for Credit Officer quality andcompliance with SBA and regulatoryrequirements
• Act as themain Risk contactfor SBA Solutions, Business Direct Center, Lending Product, Risk Strategy, Portfolio Management and senior managementproviding any SBA process updates or improvements.
• Ensure high-quality credit riskassessment and analysis acting with a sense of urgency, solving problems, to effectively meet benchmarks and expectations.
• Collaborate withpeers domestic and global, for consistentand timely coverage, for a national workload.
• Voice opinions clearly and Identify opportunities to improve controls and efficiencies, as well as lead changeinitiatives
• Participate on SBA Solutions Management and SBA Solutions Consultant team calls to discuss any updates to the Riskpolicyand procedures that impact the SBA products and be aware of any changes impacting Risk.
• Serve as a subject matter expert on SBA Standard Operating Procedure to ensure Chase Credit Risk requirements and procedures are in compliance to ensure a valid SBA guaranty.
• Represent JPMorgan in external risk-relateddiscussions.
• Retain, develop and recruit high-performing talent.

Required qualifications, capabilities, and skills

• Bachelor's degree
• 10 years of business credit risk experience, withstrongknowledge of SBA, Scored and Wholesale Credit
• Proven leadership and talentdevelopment skills
• Ability to build strong stakeholder relationshipsand challenge effectively
• Experience inrisk assessment, regulatory management, and procedure development
• Excellent communication, analytical, and problem-solving skills

Preferred qualifications, capabilities, and skills

• MBA or related Master's Degree preferred