Risk Analyst II - Commercial Finance

Yamaha Motor Corporation, U.S.A.; Kennesaw (GA); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

401(k) plan and Profit Sharing

Fertility benefits

37.5 hour work week

Medical, Dental, Vision

Life and AD&D Insurance

Wellness program

Short-Term Disability Coverage

Long-Term Disability

Student Debt Repayment Benefits

Product borrowing

Job summary

Yamaha Motor Corporation, U.S.A. is seeking a Commercial Finance Analyst to join the Wholesale team in Kennesaw, GA. The role focuses on analytics for portfolio, credit, and operations to support risk oversight and sustainable growth.

Responsibilities include developing reports and dashboards, validating data, and collaborating with Risk, Credit, Operations, and Business Development to improve KPIs and controls. A business-related bachelor's degree and 3+ years' experience are desired.

Qualifications

• Bachelor's degree in a business-related field.
• 3+ years of commercial finance experience, preferably wholesale/inventory finance and/or commercial leasing.
• Ability to manage multiple priorities in a fast-paced environment.
• Understanding of credit policies and risk frameworks.
• Solid analytical and problem-solving skills.
• Proven ability to collaborate across teams.
• Effective interpersonal and written/verbal communication skills.
• High attention to detail and adaptability.
• Proficiency in Microsoft Office Suite.
• Experience with legal documentation in commercial finance is a plus.
• SAP experience is a plus.

Responsibilities

• Develop, analyze, and maintain portfolio, credit and operational performance reporting that ensures proper risk mitigation while ensuring business operates efficiently through monitoring of KPIs.
• Prepare ad hoc reports, dashboards, and presentations that communicate risk insights and portfolio performance to management.
• Validate the accuracy and integrity of data used in reporting to ensure reports are complete, accurate, and delivered in a timely manner to management.
• Parter with the Risk Analyst III - Commercial Finance in analyzing data to assess progress towards business objectives, identify performance gaps, evaluate the effectiveness of existing metrics and provide insights that supports enhancements to KPIs, business processes, and operational efficiencies/controls.
• Collaborate with Credit/Risk, Operations, and Business Development teams to develop a thorough understanding of departmental roles, responsibilities, systems, processes, and KPIs.
• Assist with internal and external audits by preparing, validating, and providing documentation/data in an accurate and timely manner.
• Support the ongoing review of internal policies, procedures, authority matrices, and controls to help ensure operational efficiency while maintaining proper risk management.
• Support the maintenance of legal documentation to ensure documentation is current, complete, and accurate.

Skills

Analytical skills

Problem solving

Cross-functional collaboration

Communication skills

Attention to detail

MS Office proficiency

Education

Bachelor's degree in business-related field

Tools

SAP

Job description

Yamaha Motor Finance Corporation - US has an opportunity for a Commercial Finance Analyst to join our Wholesale team in Kennesaw, GA. This position is responsible for delivering portfolio, credit, operational, and performance analytics that support the risk management oversight across the commercial finance businesses. The role develops reporting that monitors portfolio health, identifies trends, risks and opportunities. Working alongside the Group Manager - Commercial Finance, Corporate Risk, the analyst provides data-driven insights that help balance prudent risk management with sustainable business growth.

What you'll be doing:

• Develop, analyze, and maintain portfolio, credit and operational performance reporting that ensures proper risk mitigation while ensuring business operates efficiently through monitoring of KPIs.
• Prepare ad hoc reports, dashboards, and presentations that communicate risk insights and portfolio performance to management.
• Validate the accuracy and integrity of data used in reporting to ensure reports are complete, accurate, and delivered in a timely manner to management.
• Parter with the Risk Analyst III - Commercial Finance in analyzing data to assess progress towards business objectives, identify performance gaps, evaluate the effectiveness of existing metrics and provide insights that supports enhancements to KPIs, business processes, and operational efficiencies/controls.
• Collaborate with Credit/Risk, Operations, and Business Development teams to develop a thorough understanding of departmental roles, responsibilities, systems, processes, and KPIs.
• Assist with internal and external audits by preparing, validating, and providing documentation/data in an accurate and timely manner.
• Support the ongoing review of internal policies, procedures, authority matrices, and controls to help ensure operational efficiency while maintaining proper risk management.
• Support the maintenance of legal documentation to ensure documentation is current, complete, and accurate.

What you need to be successful:

• Bachelor's Degree, preferably in a business-related field
• 3+ years of commercial finance experience, preferably in wholesale/inventory finance and/or commercial leasing.
• Ability to effectively manage multiple priorities and work as needed to ensure deadlines are met in a fast-paced environment.
• Understanding of credit policies, financing statements, and risk frameworks
• Solid analytical and problem-solving skills
• Proven ability to collaborate effectively across teams and functions
• Effective interpersonal and communication skills, both oral & written
• High attention to detail and adaptability
• Proficiency in Microsoft Office Suite
• Commercial finance operational and/or credit/underwriting experience a plus
• Experience with legal documentation related to commercial finance a plus
• SAP experience a plus

Don't meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification. At Yamaha, we understand that talent comes in various forms, as such we are dedicated to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles!

What's in it for you:

• 401(k) and Profit Sharing
• Fertility Benefits
• 37.5 hour work-week
• Medical, Dental, Vision
• Life and AD&D Insurance
• Wellness Program
• Short-Term Disability Coverage (for hourly roles)
• Long-Term Disability
• Student Debt Repayment Benefits
• Ability to borrow Yamaha product

Reports to: Department Manager

Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identify, national origin, veteran or disability or any other status protected by federal, state, or local law. We celebrate diversity and are committed to creating an inclusive environment for all employees.