Risk Analyst 1, Economic and Residual Management

Stellantis Financial Services US; Dallas (TX); On-site; USD 65,000 - 85,000; Full time

Job summary

Stellantis Financial Services is seeking a Risk Analyst I, Economic and Residual Management, to support data-driven risk insights. You will mine and analyze data, develop performance projections and deliver readable reports to leadership.

The role interfaces with IT and business teams and involves handling sensitive information. A bachelor's in a related field is required, with exposure to risk or consumer finance preferred.

Qualifications

• Proficient with SQL, SAS, Python, or R to analyze large datasets.
• Experience with Excel, PowerPoint, Word and Power BI.
• Strong attention to detail and analytical thinking.

Responsibilities

• Mine, process and analyze data using SQL, SAS, Python, R, Tableau, Excel or similar.
• Develops and presents analysis on performance, trends and projections.
• Prepares recurring and ad-hoc analyses and reporting on portfolios.
• Provides clear, action-oriented reports to management.
• Identifies portfolio trends with respect to valuations, depreciation and residuals.
• Troubleshoot data deficiencies and work with IT to maintain databases.
• Gathers requirements with Risk Management and builds business cases.
• Handle access to sensitive consumer information as part of duties.
• Other duties as assigned.

Skills

Analytical skills

Data interpretation

Communication

Problem solving

Education

Bachelor’s Degree in Computer Science, Information Technology, Mathematics, Statistics, Actuarial Sciences, Economics, Risk Management or Finance

Tools

SQL

SAS

Python

R

Tableau

Power BI

Excel

Job description

Risk Analyst 1, Economic and Residual Management

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.

Position Summary:

The Risk Analyst I, Economic and Residual Management, will provide data and reporting to various departments to facilitate the identification, documentation, analysis, monitoring, mitigation and tracking of risks for Stellantis Financial Services as an organization. The Risk Analyst I, Economic and Residual Management, will also collaborate with other branches of the Risk department, as well as with management from other departments in various business capacities.

• Uses quantitative and analytical skills to mine, process and analyze data using SQL, SAS, Python, R, Tableau, MS Excel or similar spreadsheet programs and other business tools.
• Develops and presents analysis on performance, trends and projections to upper management to facilitate business and strategic decisions.
• Prepares and distributes recurring and ad-hoc analysis and reporting on portfolios including performance and projections.
• Provides easy-to-understand, action-oriented analytical reports and other presentations to the management team.
• Identifies and evaluates portfolio trends with respect to market valuations, depreciation, residuals and other factors.
• Trouble-shoots data deficiencies and errors to ensure timely and accurate analysis of the data.
• Confers with IT and functional business lines to evaluate, design, implement and maintain relational databases and/or large data sets.
• Works with the Risk Management team to gather requirements and develop business cases as necessary.
• This position involves regular access to sensitive consumers personal information, including, but not limited to, Social Security numbers and dates of birth.
• Other duties as assigned.

Qualifications and Competencies Required To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

Required Experience:

• Risk Internship work or one (1) year of Risk experience in consumer finance industry.
• One (1) year minimum experience in data mining, interpreting data models and databases.

Education:

• Bachelor’s Degree in: Computer Science, Information Technology, Mathematics, Statistics, Actuarial Sciences, Economics, Risk Management or Finance.

Skills Required:

• Proficient with using SQL, SAS, Python, R or other business intelligence software to analyze large datasets; joining multiple tables to cover all aspects of a request.
• Intermediate experience with using Microsoft Office Suite applications such as Excel, PowerPoint, Word, and Power BI.
• Detail oriented with problem solving and critical thinking capabilities to gather and analyze diverse data to reach useful conclusions.
• Ability to apply common sense understanding to practical situations when carrying out instructions furnished in written, oral, or diagram form.
• Effective verbal and written communication and interpersonal skills.
• Capable of maintaining a high level of integrity, confidentiality and professionalism.
• Overtime required – required on an as needed basis.
• Travel 0-10% - as required on an as needed basis.
• Must have reliable transportation and live within a commutable distance to one of the following cities: Atlanta, GA; Houston, TX; Dallas, TX.

Qualifications Preferred:

• Master’s Degree in: Computer Science, Information Technology, Mathematics, Statistics, Actuarial Sciences, Economics, Risk Management or Finance.
• Experience building, or working with, statistical models.
• Prior Auto finance or captive industry is a plus!

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Work Schedule

This position requires the ability to work various shifts to accommodate business needs. Typically, between the hours of 8AM-6PM Monday through Friday and on weekends as needed. Travel may be required 10% of the time.

Stellantis Financial Services, Inc (SFS) is an equal opportunity employer and is committed to providing its employees with an environment that is free of harassment, discrimination, and intimidation. It is the policy of SFS to comply with all applicable employment laws and regulations and to provide equal opportunity for all qualified persons and to not discriminate against any employee or applicant for employment because of race, color, religion, sex, age, national origin, disability, pregnancy, sexual orientation, veteran status, gender identity or expression, change of sex, and/or transgender status or any protected status. Candidates must possess authorization to work in the United States. This policy applies to recruitment and placement, promotion, training, transfer, retention, rate of pay and all other terms and conditions of employment. Employment and promotion decisions will be based solely on merit, ability, achievement, experience, conduct and other legitimate business reasons.

An applicant must be authorized to work in the United States to be eligible for this position. Stellantis Financial Services, Inc. will not sponsor applicants for work visas of any type for this position.