Risk Analyst

Datcu; Corinth (TX); Hybrid; USD 65,000 - 95,000; Full time

Benefits offered by this job

Competitive pay

Benefits package

Paid time off and holidays

Professional growth

Collaborative environment

Job summary

Datcu in Corinth, TX seeks a risk professional to support risk management and security efforts by identifying vulnerabilities, assessing exposures, and monitoring internal and external threats to safeguard members and assets. The role requires independent judgment to evaluate risks and recommend corrective actions to mitigate fraud and loss.

You will collaborate with Internal Audit, Legal, and Compliance teams, maintain risk registers, and assist with incident investigations and control

Qualifications

• 2-4 years of professional experience in risk management, internal audit, compliance, or financial analytics.
• Knowledge of regulatory requirements related to risk management in the credit union industry.
• Proficiency in Excel (pivot tables) and data visualization with Power BI.

Responsibilities

• Identify and assess financial, operational, compliance, and risk risks and impacts.
• Support risk mitigation efforts and corrective action plans.
• Contribute to risk management frameworks, policies, and reporting.
• Monitor KRIs, analyze trends, and prepare risk reports for management.
• Collaborate with Internal Audit, Legal, and Compliance teams.

Skills

Risk management

Internal audit

Compliance

Financial analytics

Tools

Excel

Power BI

Job description

Job Details

Job Location: Headquarters - Corinth, TX 76210
Position Type: Full Time
Job Shift: Day

Position Summary

Responsible for supporting DATCU’s risk management and security efforts by identifying vulnerabilities, assessing potential risk exposures, and monitoring internal and external threats to help safeguard the organization, its members, employees, and assets. Exercises independent judgment in evaluating risks, investigating concerns, and recommending corrective actions to mitigate fraud, financial loss, property damage, security breaches, or legal liability. Assists in the development, implementation, and enhancement of fraud prevention and security programs to address evolving risks and organizational needs. Analyzes and classifies risks based on likelihood and potential impact, including assessing financial exposure to the credit union. Ensures compliance with established policies, procedures, and regulatory requirements while providing prompt, professional service to members. Performs miscellaneous administrative duties and other related responsibilities as assigned. This position is Monday through Friday 8:00am – 5:00pm. This position is required to be in-office Tuesday, Wednesday, and Thursday with a potential of a hybrid schedule on Monday and Friday based on management discretion.

Key Responsibilities

• Identify and assess financial, operational, compliance, strategic, and vendor risks, including potential business impact.


• Support risk mitigation efforts, internal control enhancements, and corrective action plans.


• Contribute to risk management frameworks, policies, risk appetite statements, and fraud/security initiatives.


• Monitor KRIs, analyze trends, and prepare risk reports and recommendations for management.


• Perform data analysis, identify risk exposures, and maintain risk registers.


• Partner with Internal Audit, Legal, and Compliance teams to ensure consistent risk management and reporting.


• Assist with incident investigations, root cause analysis, and risk reduction recommendations.

What We Offer

• Competitive pay based on experience


• Comprehensive benefits package (medical, dental, 401(k), etc.)


• Paid time off and company holidays


• Opportunities for professional growth and advancement


• Supportive, collaborative work environment

Qualifications

• 2-4 years of professional experience in risk management, internal audit, compliance, or financial analytics.


• Knowledge of regulatory requirements related to risk management in the credit union industry.


• Knowledge of laws and regulations governing credit unions and knowledge of NCUA examination procedures and guidelines.


• Strong understanding of risk management frameworks.


• Thrives in fast-paced environment.


• Ability to be objective about controls and processes.


• Excellent organizational, oral and written communication skills.


• Professional appearance, dress, and attitude.


• Advanced proficiency in Microsoft Excel (pivot tables, data analysis) and data visualization tools like Power BI.


• Bilingual a plus.

Equal Opportunity Employer / Veterans / Disabled