Risk Advisory Strategist, Card Network Compliance

Monograph; United States; Hybrid; USD 124,000 - 185,000; Full time

Benefits offered by this job

equity

company bonus or sales commissions/bo

401(k)

medical, dental, and vision benefits

wellness stipends

Job summary

Stripe is seeking a senior risk strategist to safeguard merchant portfolios and ensure compliance with card network rules as we scale globally. You will partner with Sales, merchant teams, card networks, and Risk and Compliance to implement robust processes and rapid remediation.

You will lead initiatives that balance growth with regulatory requirements, embed risk thinking into product decisions, and influence leadership through data-driven insights and clear business rationale.

Qualifications

• 5+ years in Payments or FinTech roles, with card network compliance.
• Familiarity with KYC/KYB, AML OFAC compliance, and fraud risk.
• Experience overseeing design and delivery of highly strategic programs.
• Ability to distill complex regulatory issues into actionable guidance for stakeholders and Stripe users.
• Strong stakeholder management and operating rigor with accountability.
• Entrepreneurial and curious mindset with subject matter expertise in risk-based frameworks.
• Executive presence and experience engaging with leadership.
• Experience in client-facing role managing relationships with large, global organizations.

Responsibilities

• Own oversight of merchant risk management processes for various payment channels and partners, including network registrations, reporting, reviews and remediations.
• Partner with internal teams to design compliance strategies that support Stripe's global expansion without creating downstream risks.
• Embed within Sales and Product to train sellers to develop judgment to catch gaps and position Risk as a business enabler.
• Build and enhance processes to optimize efficiency and automate non-compliance escalations.
• Perform research and analysis to assess Stripe's market position and develop long-term strategic plans for growth.
• Challenge status quo and provide multiple alternative solutions with clear execution criteria.
• Execute special projects and ad hoc analyses as initiatives evolve.

Skills

Card network compliance

Payments regulation

Data-driven problem solving

Stakeholder management

Strategic program delivery

Risk assessment

Job description

Who we are

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

As Stripe continues to develop innovative products that serve businesses of all sizes, risk will increase in complexity and scale. The Industry Expansion Strategy team protects Stripe's business and mission by building the policies, frameworks, and practices that enable Stripe to support businesses in complex, highly regulated industries. As Stripe expands into new markets and products, we unlock revenue, advance trust, and set the standard for what responsible growth looks like at scale.

What you’ll do

Stripe's financial infrastructure only works if merchants can trust it—and that trust depends on us staying ahead of card network requirements. The Industry Expansion Strategy team owns that problem globally. As part of the team, you'll be the person who ensures our merchant portfolio stays compliant with Visa, Mastercard, and other card network rules as Stripe scales globally.

This isn't a passive monitoring role. You'll work directly with Sales, merchants, card networks, and internal Risk and Compliance teams to catch issues early, fix them fast, and build processes that move Stripe ahead.

We are looking for someone who is passionate about navigating ambiguity, enabling business growth while balancing risk, and is skilled at identifying ways to improve user experience.

Responsibilities

• Own oversight of merchant risk management processes for Payment Facilitators, Marketplace, and other Third Party Agents/Servicers, including: preparing merchants for card networks registration, managing network reporting requirements, periodic reviews and user remediations.
• Partner with internal teams to design compliance strategies that support Stripe's global expansion without creating major downstream risks
• Embedding within first line teams, particularly Sales and Product, to train sellers to develop the judgment to catch gaps and position Risk as a business enabler
• Build new processes and enhance existing processes to optimize for efficiency and automation, manage incoming non-compliance escalations from partners, and monitor our portfolio against rules & requirements
• Perform research and analysis to assess Stripe's current market position and develop and prioritize long-term strategic plans for future growth
• Challenge the status quo and provide multiple alternative solutions and key execution criteria.
• Execute special projects and ad hoc analyses as initiatives, products, risks, and opportunities are constantly evolving

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

• 5+ years of professional experience in a related role in Payments or FinTech industries, including experience with card network compliance
• Familiarity with banking and money movement regulations, including KYC and KYB, AML OFAC compliance, and credit and fraud risk
• Experience overseeing design execution and delivery of highly strategic programs.
• Proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines
• Data-driven problem-solving skills, including the ability to distill complex, ambiguous regulatory issues into clear, concise, and reliable guidance for stakeholders and Stripe users
• Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations
• Strong stakeholder management skills and operating rigor, including the ability to take ownership, be accountable, and lead without formal authority to navigate ambiguity and solve problems with the end user in mind
• Entrepreneurial and curious mindset, including motivation to develop deep subject matter expertise and understanding of risk-based frameworks
• Strong operating rigor, executive presence, and presentation skills, including experience engaging with leadership
• Experience in a client-facing role managing relationships with large, global organizations

Preferred Qualifications

• Strong desire to work in an innovative, fast-paced, 0 - 1 environment
• A strong understanding of Stripe's business and products and an ability to research and self-start

Hybrid work at Stripe

This role is available either in an office or a remote location (35+ miles or 56+ km from a Stripe office).

In-office expectations

Office-assigned Stripes spend at least 50% of the time in a given month in their local office or with users. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for individuals and their teams.

Working remotely at Stripe

A remote location is defined as being 35 miles (56 kilometers) or more from one of our offices. While you would be welcome to come into the office for team/business meetings, on-sites, meet‑ups, and events, our expectation is you would regularly work from home rather than a Stripe office. Stripe does not cover the cost of relocating to a remote location. We encourage you to apply for roles that match the location where you currently live or plan to live.

Pay and benefits

The annual US base salary range for this role is $123,600 - $185,400. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and location. Applicants interested in this role and who are not located in the US may request the annual salary range for their location during the interview process.

Additional benefits for this role may include:

• equity
• company bonus or sales commissions/bonuses
• 401(k) plan
• medical, dental, and vision benefits
• wellness stipends

We look forward to hearing from you.

At Stripe, we're looking for people with passion, grit, and integrity. You're encouraged to apply even if your experience doesn't precisely match the job description. Your skills and passion will stand out—and set you apart—especially if your career has taken some extraordinary twists and turns. At Stripe, we welcome diverse perspectives and people who think rigorously and aren't afraid to challenge assumptions. Join us.

Please find our California applicant personal information notice here.

The application window will remain open for 100 days after the Job Post is published. However, this opportunity will remain open based on the needs of the business, which may cause the application window to close before or after the 100-day mark.

Company: Stripe

Team: Risk & Financial Crimes

Office location: Chicago

Remote location: Remote in United States

Employment type: Full time