Rhode Island High Value Residential Insurance Inspector

Signature Appraisals, Underwriting and Loss Control; Northern (KY); Hybrid; USD 34,000 - 83,000; Part time

Job summary

Signature Companies is seeking experienced High Value Residential Insurance Inspectors to join as independent contractors (1099). You’ll independently manage on-site surveys for high-value properties, communicating with homeowners and agents, and delivering underwriting-ready reports from your local market.

The role requires strong construction knowledge, sketching and measurement skills, and the ability to engage professionally with clients.

Qualifications

• Construction knowledge and experience in high-value residential properties.
• Proficient in sketching and measurements for accurate reports.
• Excellent communication with homeowners and insurance agents.

Responsibilities

• Schedule and conduct on-site high-value residential inspections according to carrier guidelines.
• Document construction features, finishes, and architectural elements.
• Capture measurements, photos, and site observations for underwriting reports.
• Identify underwriting concerns, hazards and loss exposures.
• Develop replacement cost estimates reflecting materials and craftsmanship.
• Submit timely, web-based reports meeting carrier guidelines and loss-control standards.

Job description

Rhode Island High Value Residential Insurance Inspector

Posted On 10/01/2026

Job Information

Insurance

Job Description

This is a remote position.

For over 30 years, Signature Companies has been an industry leader and innovator in delivering high-quality, professional and unparalleled service to our carrier partners. As a trusted High Value Residential Insurance information provider, we are committed to exceptional customer service, precise property documentation, and timely, underwriter-ready reporting.

We are actively seeking experienced High Value Residential Insurance Inspectors to join our team as independent contractors (1099). This opportunity is ideal for seasoned inspectors who understand the expectations of and the underwriting requirements of high-net-worth carriers. You’ll have the flexibility to work in your local market, build supplemental income, or scale this into your primary source of revenue.

As a Field Consultant you will be responsible for independently managing and completing on-site High Value Property Surveys. This role is great for someone that is proactive, resourceful and driven. It requires strong construction knowledge, sketching skills, and the ability to professionally engage with homeowners and insurance agents.

• Professionally interact over the phone, via email and in-person with homeowners and insurance agents.
• Schedule and conduct comprehensive on-site inspections of high value residential properties as per carrier specific guidelines and procedures.
• Accurately document custom construction features, high-end finishes, and unique architectural elements.
• Capture detailed measurements, photographs, and site observations.
• Identify potential underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflective of high-quality materials and craftsmanship.
• Submit complete, timely web-based reports that meet carrier-specific guidelines.
• Communicate the information gathered during the on-site inspection in Loss Control 360 accessed through the Signature website.

We are specifically seeking professionals with:

• Direct experience as a High Value Residential Insurance Inspector
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals
• Strong knowledge of residential construction methods, materials, and custom features
• Experience estimating replacement costs for high value residential properties
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools
• Excellent communication skills when working with high-net-worth homeowners and insurance agents
• Strong time management and ability to work independently

Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

What We Provide:

• Established relationships with leading insurance carriers
• Structured onboarding and mentoring from our experienced Field Management team
• Ongoing support to ensure quality, accuracy, and professional growth

Requirements

Requirements and Tools needed:

• BA or BS degree desired, but not required.
• Must have smartphone, tablet and personal computer.
• A late model reliable vehicle and Auto and General Liability Insurance.
• High speed internet, Digital Camera or Smart phone with 16mp camera or greater, measuring devices such as: laser, soft tape measure, or measuring wheel.