High Value Residential Insurance Inspector

Signature Companies; Winchester (VA); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Established carrier relations

Mentoring from Field Management team

Ongoing support for quality and growth

Job summary

Signature Companies is seeking experienced Field Consultants to perform on-site High Value Property Surveys for residential properties. You will interact with homeowners and insurance agents, document construction features, take measurements and photographs, and develop replacement cost estimates for underwriting purposes.

As an independent contractor, you will manage your schedule and report findings through our Loss Control 360 system, supporting multiple carriers with quality, accurate

Qualifications

• Direct experience as a High Value Residential Insurance Inspector.
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals.
• Strong knowledge of residential construction methods, materials, and custom features.
• Experience estimating replacement costs for high value residential properties.
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools.
• Excellent communication skills when working with high-net-worth homeowners and insurance agents.
• Strong time management and ability to work independently.
• Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

Responsibilities

• Independently manage and complete on-site High Value Property Surveys.
• Interact professionally with homeowners and insurance agents by phone, email, and in-person.
• Schedule and conduct inspections per carrier guidelines.
• Document custom construction features and high-end finishes.
• Capture measurements, photographs, and site observations.
• Identify underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflecting quality materials.
• Submit timely web-based reports meeting carrier guidelines.
• Communicate findings via Loss Control 360 on Signature website.

Skills

High Value Inspector

Insurance inspections

Loss control

Underwriting support

Residential construction

Replacement cost estimation

Diagramming software

Rapid Sketch

Xactimate

CAD

Communication skills

Time management

Independent work

Luxury home building

Tools

Rapid Sketch

Xactimate

CAD

Job description

Signature Companies is looking to add a Field Consultant to cover the following counties: Frederick, Clark, Fauquier, Warren, Loudon

For over 30 years, Signature Companies has been an industry leader and innovator in delivering high-quality, professional and unparalleled service to our carrier partners. As a trusted High Value Residential Insurance information provider, we are committed to exceptional customer service, precise property documentation, and timely, underwriter-ready reporting.

We are actively seeking experienced High Value Residential Insurance Inspectors to join our team as independent contractors (1099). This opportunity is ideal for seasoned inspectors who understand the expectations of and the underwriting requirements of high-net-worth carriers. You’ll have the flexibility to work in your local market, build supplemental income, or scale this into your primary source of revenue.

As a Field Consultant you will be responsible for independently managing and completing on-site High Value Property Surveys. This role is great for someone that is proactive, resourceful and driven. It requires strong construction knowledge, sketching skills, and the ability to professionally engage with homeowners and insurance agents.

Position Details:

• Professionally interact over the phone, via email and in-person with homeowners and insurance agents.
• Schedule and conduct comprehensive on-site inspections of high value residential properties as per carrier specific guidelines and procedures.
• Accurately document custom construction features, high-end finishes, and unique architectural elements.
• Capture detailed measurements, photographs, and site observations.
• Identify potential underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement cost estimates reflective of high-quality materials and craftsmanship.
• Submit complete, timely web-based reports that meet carrier-specific guidelines.
• Communicate the information gathered during the on-site inspection in Loss Control 360 accessed through the Signature website.

We are specifically seeking professionals with:

• Direct experience as a High Value Residential Insurance Inspector
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals
• Strong knowledge of residential construction methods, materials, and custom features
• Experience estimating replacement costs for high value residential properties
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD or similar tools
• Excellent communication skills when working with high-net-worth homeowners and insurance agents
• Strong time management and ability to work independently
• Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

What We Provide:

• Established relationships with leading insurance carriers
• Structured onboarding and mentoring from our experienced Field Management team
• Ongoing support to ensure quality, accuracy, and professional growth

Requirements and Tools needed:

• Prior underwriting experience is desirable.
• Prior inspection experience on residential homes is desirable.
• Loss control experience desirable.
• Construction experience desired, but not required.
• Must have a smartphone, tablet, and personal computer.
• A late model reliable vehicle and Auto and General Liability Insurance.
• High speed internet, Digital Camera, or Smart phone with 16mp camera or greater, measuring devices such as: laser, soft tape measure, or measuring wheel.