Retirement Plan Distributions Specialist

FinDec; Stockton (CA); On-site; USD 45,000 - 65,000; Full time

Job summary

FinDec is seeking a Distributions Associate in Stockton, CA to manage participant distributions for qualified plans with a focus on SRT workflows. You will ensure accuracy, timeliness, and regulatory compliance across distribution types, including lump sums, RMDs, and hardship withdrawals.

Join a collaborative Operations team that values clear communication, ownership, and continuous improvement as you document activity in Salesforce and coordinate with sponsors, participants, and internal

Qualifications

• 1-2 years of direct experience processing retirement plan distributions (401(k), profit sharing, 403(b), etc.).
• Hands-on experience working in SRT.
• Working knowledge of IRS regulations related to retirement plan distributions, including RMD requirements.
• Strong attention to detail with the ability to manage multiple cases and deadlines simultaneously.
• Proficiency in Microsoft Office (Excel, Word, Outlook); Salesforce or similar CRM experience preferred.
• Ability to clearly document work and communicate updates in a regulated environment.

Responsibilities

• Process participant distributions including lump sum, partial, RMDs, hardship withdrawals, loan offsets, and force-out distributions.
• Execute distribution workflows within SRT, ensuring accuracy, timeliness, and alignment with plan provisions.
• Review distribution paperwork for completeness, accuracy, and compliance with IRS regulations and plan rules.
• Identify missing or inconsistent information and proactively coordinate resolution.
• Communicate professionally with plan sponsors, participants, Relationship Managers, and internal teams to provide status updates and resolve questions.
• Create, update, and maintain Salesforce cases to document distribution activity, communications, and outcomes.
• Partner with Compliance and Operations leadership to escal?
• Contribute to the refinement of distribution procedures, checklists, and workflows.
• Meet service level expectations while maintaining a high standard of accuracy and documentation.
• Support a culture of accountability, transparency, and continuous improvement within the Operations team.

Skills

Distributions processing

SRT workflows

IRS regulations knowledge

Attention to detail

Documentation & communication

Tools

Salesforce

Microsoft Office

Job description

FinDec is seeking a Distributions Associate in Stockton, CA to manage participant distributions for qualified plans with a focus on SRT workflows. You will ensure accuracy, timeliness, and regulatory compliance across distribution types, including lump sums, RMDs, and hardship withdrawals.

Join a collaborative Operations team that values clear communication, ownership, and continuous improvement as you document activity in Salesforce and coordinate with sponsors, participants, and internal