Retirement Plan Consultant I

Alliant; United States; Hybrid; USD 65,000 - 95,000; Full time

Job summary

Alliant Insurance Services, Inc. in the United States is seeking an experienced retirement plan professional to manage defined contribution plan administration for mid-size clients. Responsibilities include plan document preparation, year-end testing, IRS filings, distributions, and vendor coordination.

Ideal candidates have a bachelor’s degree, 2+ years of related experience, ERISA knowledge, and designation progress toward ASPPA/NIPA; strong communication and analytical skills are essential.

Qualifications

• Bachelor's degree or equivalent required.
• 2+ years of retirement plan administration experience.
• Understanding of retirement plan types, ERISA regulations and related compliance.
• Experience with 250+ client base preferred.
• Professional designation (ASPPA, NIPA) or progress toward designation preferred.

Responsibilities

• Prepares defined contribution plan documents.
• Prepares plan year-end non-discrimination testing (ADP, ACP, Top-heavy, 410(b), 415, 414(s)).
• Prepares IRS Filings (5500, 5558, 5330) and assists auditors.
• Processes distributions (withdrawals, in-service, RMDs, loans, hardships).
• Maintains ongoing client contact and vendor management.
• Works with vendors to automate data collection and analysis.
• Maintains client and due diligence files.
• Records notes and prepares minutes for investment committees.
• Assists in completing plan applications, reviews, and implementation.
• Supports the 401(k) Department with industry knowledge.
• Researches and supports new initiatives to improve efficiency and profitability.
• Ensures data standards and integrity in the agency management system.

Skills

IRS regulations

ERISA regulations

Interpersonal skills

Verbal and written communication

Presentation skills

Attention to detail

Independent work

Time management

Leadership

Planning and organizing

Analytical skills

MS Office

Education

Bachelor's Degree or equivalent

Two years+ related work experience

ASPPA/NIPA designation (preferred)

Tools

Microsoft Office

Job description

SUMMARY

Responsible for preparing plan documents, planning year-end compliance requirements, providing customer service, and overall service of assigned clients in updating key plan data on an annual basis. Also responsible for all activities surrounding the procurement, placement, and implementation of defined contribution plans.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Prepares defined contribution plan documents.

Prepares and conducts plan year-end non-discrimination testing (ADP, ACP, Top-heavy, 410(b), 415, 414(s), etc..

Prepares IRS Filings (5500, 5558, 5330, etc.) and assists auditors.

Processes distributions (withdrawals, in-service, RMD’s, loans, hardships).

Maintains ongoing client contact to assist with day-to-day service issues and vendor management.

Works with vendors to automate the process of data collection and analysis.

Maintains client and due diligence files.

Records notes at meetings and prepares minutes for various investment committees.

Assists in completing plan applications, plan document review, and plan implementation.

Supports the 401(k) Department with general industry knowledge.

Researches and supports new initiatives to increase our efficiency, productivity, compliance, and profitability.

Complies with agency management system data standards and data integrity (enters and maintains complete and accurate information).

QUALIFICATIONS

EDUCATION / EXPERIENCE

Bachelor's Degree or equivalent combination of education and experience

Two (2) or more years of related work experience

Understanding of retirement plan types and operations, as well as knowledge of ERISA guidelines and regulations

Experience with small to mid-size (250+) clients

Professional designation (ASPPA, NIPA, etc.) or progress toward designation, preferred

SKILLS

Strong understanding of IRS & ERISA Regulations

Excellent interpersonal, relationship-building, negotiating, and problem-solving skills

Excellent verbal and written communication skills

Excellent presentation skills with the ability to communicate information to a broad audience

Exceptional attention to detail

Ability and motivation to work independently

Good leadership and time management skills

Good planning, organizational, and prioritization skills

Advanced analytical skills

Proficient in Microsoft Office products

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