Retirement Plan Compliance Specialist

CPS, Inc.; Pennsylvania; On-site; USD 110,000 - 160,000; Full time

Job summary

CPS, Inc. is seeking a Retirement Plan Compliance Specialist to serve as a trusted ERISA expert and guide for plan sponsors.

You will partner with a small, modern team that has scaled to 100+ plans and over $550M in assets, shaping how plan consulting works in a next-generation platform built on proprietary technology. In this senior role, you will translate sponsor intent into design decisions, oversee year-end compliance, and collaborate with operations and engineering to refine the platform.

Qualifications

• 5+ years of ERISA operational experience (TPA, recordkeeper, or consulting)
• Strong technical depth; confident discussing corrections, coverage testing, amendment timing
• Customer facing, articulate, and able to simplify complex concepts
• Forward thinking, detail oriented, and energized by modern technology
• ASPPA credentials (QKA, QPA, CPC, ERPA) strongly preferred
• NYC based or open to quarterly travel; remote option available

Responsibilities

• Advise plan sponsors on design: eligibility, vesting, safe harbor, match formulas, profit sharing, cross tested designs
• Lead onboarding and translate sponsor intent into clean, accurate plan elections
• Oversee year end compliance: ADP/ACP, 410(b), 415, top heavy, coverage testing, 5500s, 1099 Rs
• Manage corrections and guide sponsors through complex issues
• Turn regulatory changes into clear, actionable decisions
• Partner with Operations and serve as a subject matter expert to the engineering team refining the platform
• Communicate clearly with sponsors, auditors, and internal teams

Job description

A fast growing, tech forward retirement organization is hiring a Retirement Plan Compliance Specialist to serve as a trusted subject matter expert and guide to plan sponsors, and internal ERISA expert.

This is a high impact role on a small, modern team that has already scaled to 100+ plans and over $550M in assets in its first year. You’ll shape how plan consulting works in a next generation environment built entirely on proprietary technology.

DUTIES

• Advise plan sponsors on design: eligibility, vesting, safe harbor, match formulas, profit sharing, cross tested designs
• Lead onboarding and translate sponsor intent into clean, accurate plan elections
• Oversee year end compliance: ADP/ACP, 410(b), 415, top heavy, coverage testing, 5500s, 1099 Rs
• Manage corrections and guide sponsors through complex issues
• Turn regulatory changes into clear, actionable decisions
• Partner with Operations and serve as a subject matter expert to the engineering team refining the platform
• Communicate clearly with sponsors, auditors, and internal teams

QUALIFICATIONS

• 5+ years of ERISA operational experience (TPA, recordkeeper, or consulting)
• Strong technical depth; confident discussing corrections, coverage testing, amendment timing
• Customer facing, articulate, and able to simplify complex concepts
• Forward thinking, detail oriented, and energized by modern technology
• ASPPA credentials (QKA, QPA, CPC, ERPA) strongly preferred
• NYC based or open to quarterly travel; remote option available

If you’re excited by the idea of shaping a modern retirement platform — and want a role that blends consulting, operations, and product influence — this is a rare opportunity to step into a senior seat with real impact.