Retail Mortgage Loan Originator

Thecentermemphis; Memphis (TN); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

401k plan

Paid time off

Job summary

Truist is seeking a Mortgage Marketing and Sales professional in Memphis, TN to drive mortgage product referrals, meet production goals, and provide informed client guidance.

Responsibilities include executing marketing plans, maintaining policy understanding, and compliant operations with state and federal regulations, while supporting loan fulfillment and cross-sell opportunities.

Qualifications

• 1+ year in banking or lending with residential property knowledge.
• Good organizational, written and verbal communication skills.
• Solid interpersonal and negotiation skills.
• Proficiency in relevant computer applications.
• Must be SAFE Mortgage Licensing Act compliant within 30 days of employment including new or transfer of registration and applicable NMLS background check.

Responsibilities

• Execute effective mortgage marketing and development plans to meet or exceed mortgage production goals.
• Maintain understanding of Mortgage Strategies, Policies, and Procedures, and investor guidelines.
• Adhere to Truist policies and procedures and comply with state and federal laws.
• Provide mortgage clients sound advice based on client needs and Truist Mortgage products.
• Assist in referrals to other bank solutions to deepen client opportunities.
• Support Mortgage Loan Fulfillment with document follow-up as determined by quality control or post-closing review.

Skills

Communication skills

Organization

Interpersonal skills

Negotiation skills

Computer skills

SAFE Mortgage Licensing Act compliant

Education

Bachelor's degree in Business, Marketing, Accounting or related studies

Job description

Job Description

Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures. Consistent, effective referrals of mortgage clients for other bank services, including qualifying packages and insurance products.

Essential Duties and Responsibilities

1. Execute effective mortgage marketing and development plans to meet or exceed agreed mortgage production goals.
2. Maintain a complete understanding of Mortgage Strategies, Policies, and Procedures, as well as secondary market investor guidelines utilized by Truist.
3. Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law.
4. Provide mortgage clients sound advice based on a full understanding of client needs and Truist Mortgage products.
5. Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities.
6. Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.

Qualifications

Required Qualifications

• 1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types.
• Good organizational, written and verbal communication skills.
• Solid interpersonal and negotiation skills.
• Proficiency in relevant computer applications.
• Must be SAFE Mortgage Licensing Act compliant within 30 days of employment including new or transfer of registration and applicable NMLS acceptable background check.

Preferred Qualifications

• Bachelor's degree in Business, Marketing, Accounting or related studies or equivalent financial sales experience.
• Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.
• Previous sales awards and leadership positions.

Other Job Requirements / Working Conditions

• Sitting frequently (25% - 50% of the time).
• Standing frequently (25% - 50% of the time).
• Walking frequently (25% - 50% of the time).
• Lifting up to 25 lbs.
• Visual / Audio / Speaking: Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.
• Manual Dexterity / Keyboarding: Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.
• Availability: Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.
• Travel: Up to 75%.

Benefits

All regular teammates working 20 hours or more per week are eligible for benefits. Benefits include medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401k plan. Teammates also receive no less than 10 days of vacation (prorated) during the first year of employment, 10 sick days (prorated), and paid holidays. Additional benefits may include a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan depending on position and division.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law. E-Verify. IER Right to Work.