Retail Mortgage Loan Officer

Mutual of Omaha Mortgage; Lombard (IL); Sur place; USD 55 000 - 100 000; Plein temps

Avantages offerts par ce poste

Paid Sick Time

9 Paid Holidays + Floating Holiday

Medical Plans (PPO/HDHP)

Dental Coverage

Vision Coverage

Company-Paid Life Insurance

401K with employer match

Legal Services

Employee Loan Program

Résumé du poste

Mutual of Omaha Mortgage in Lombard, IL is seeking an experienced loan officer to originate loans, provide disclosures, and coordinate with realtors and borrowers toward timely closings.

You will promote mortgage products, deliver excellent client service, and actively develop new business while staying current on programs and guidelines. Competitive base salary plus commissions is offered.

Qualifications

• Current or previous loan officer experience.
• Knowledge of mortgage products and real estate processes.
• Energetic, outgoing and persuasive with strong client skills.
• Ability to identify client goals and tailor loan solutions.
• Proven ability to close deals and negotiate.
• Ambitious with potential for advancement and earnings.
• Fast learner in a dynamic environment and able to multitask.
• Proficient in MS Office and loan origination software.

Responsabilités

• Promote Mutual of Omaha Mortgage products to clients and realtors.
• Provide excellent service as the primary contact for borrowers.
• Gather and review application documents and ensure timely closings.
• Stay updated on loan programs and guidelines and communicate timelines.
• Generate new business and build Realtor relationships.

Connaissances

Loan officer experience

Relationship building

Negotiation

Closing deals

Multi-tasking

MS Office

Sales aptitude

Ambition/advancement

Outils

MS Office Suite

Description du poste

Are you currently a productive loan officer wanting to take your business to the next level? If so, join the team at Mutual of Omaha Mortgage. We are part of the iconic brand and nationally recognized Fortune 300 company that has been in business over 100 Years!

Mutual of Omaha Mortgage is inspired by hometown values and a commitment to being responsible and caring for each other. We exist for the benefit of our customers and employees.

Mutual of Omaha Mortgage is a full-service lending company offering both Forward and Reverse Mortgage products including a complete line of residential mortgage, refinancing, specialty, and HECM loans. We are a FannieMae, FreddieMac and GinnieMae approved seller/servicer.

We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. If you are interested in joining a team that promotes from within and works together toward a common goal of helping customers with their mortgage needs.

Job Purpose

The LO plays an important role in the organization by performing a number of activities related to the company’s retail branch operations functions. The role is primarily responsible, under intermittent supervision, for fostering quality relationships with realtors and borrowers while completing the origination processing of loan applications, providing loan disclosures, and reviewing files for completeness, accuracy, and adherence to all guidelines.

Duties

• Promote Mutual of Omaha’s competitive mortgage products, services and programs.
• Render exemplary customer service while acting as the primary contact for clients and realtors•
• Identify the current and future needs of your clients to help them protect their financial kingdom.
• Deliver answers to questions relating to the client’s application for all parties concerned.
• Ensure that all timelines are met and communicated to all parties concerned.

Responsibilities

• Gather and review necessary application loan documentation.
• Problem solve to ensure timely closing.
• Comply with company and regulatory rules.
• Participate in activities that will generate more business
• Stay abreast of industry trends; serve as a knowledge source for clients and realtors regarding available loan programs and guidelines
• Maintain minimum standards for production and quality

Qualifications

• Current or previous loan officer experience.
• Product knowledge and understanding of the Mortgage Business
• Energetic, outgoing, and persuasive. Demonstrated ability to cultivate and develop relationships with realtors, builders, attorneys, accountants, etc.
• Possess the ability to quickly identify customer's goals and objectives.
• Strong ability and passion for closing deals and negotiating.
• Is an ambitious professional who is motivated by the opportunity for advancement and uncapped earnings potential.
• Flexible and adaptable, learns and reacts quickly in a fast-paced environment, able to multi-task.
• Excellent computer skills and working knowledge of MS Office products.
• Proven recent history of meeting loan production requirements.

Individual NMLS License preferred.

State/local minimum wage base hourly + commissions.

Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply.We offer an extensive compensation package. Benefits include:

• Paid Sick Time — 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.
• 9Paid Holidays + 1 Cultural Celebration Day (Floating Holiday)
• Multiple PPO Medical Plans, as well as HDHP eligible plan.
• Dental Coverage
• Vision Coverage
• CompanyPaid Life Insurance
• Additional Benefits including – Optional Life, FSA, Pet Insurance etc.
• 401K with a generous employer match
• Free Legal Services
• Employee Loan Program