Retail Mortgage Loan Officer

Mutual of Omaha Mortgage; Elburn (IL); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Paid Sick Time

9 Paid Holidays

Health insurance

Dental Coverage

Vision Coverage

Life Insurance

401K with employer match

Free Legal Services

Employee Loan Program

Job summary

Mutual of Omaha Mortgage is seeking a productive loan officer to elevate their business within a Fortune 300 company. The LO will originate and process loan applications, provide disclosures, and review files for completeness and adherence to guidelines.

You will build relationships with realtors and borrowers, deliver timely closings, and stay abreast of industry trends and available loan programs. This is a role with commissions and growth opportunities in a supportive team environment.

Qualifications

• Current or previous loan officer experience.
• Product knowledge and understanding of the Mortgage Business
• Energetic, outgoing, and persuasive; ability to cultivate relationships with realtors, builders, attorneys, accountants, etc.
• Ability to identify customer's goals and objectives quickly.
• Strong ability and passion for closing deals and negotiating.
• Ambitious professional motivated by advancement and uncapped earnings potential.
• Flexible and adaptable, able to multi-task in a fast-paced environment.
• Excellent computer skills and working knowledge of MS Office products.
• Proven recent history of meeting loan production requirements.
• NMLS License preferred.

Responsibilities

• Promote Mutual of Omaha’s competitive mortgage products, services and programs.
• R ender exemplary customer service while acting as the primary contact for clients and realtors
• Identify the current and future needs of your clients to help them protect their financial kingdom.
• Deliver answers to questions relating to the client’s application for all parties concerned.
• Ensure that all timelines are met and communicated to all parties concerned.
• Gather and review necessary application loan documentation.
• Problem solve to ensure timely closing.
• Comply with company and regulatory rules.
• Participate in activities that will generate more business
• Stay abreast of industry trends; serve as a knowledge source for clients and realtors regarding available loan programs and guidelines
• Maintain minimum standards for production and quality

Skills

Loan origination

Customer relationships

Sales/negotiation

Financial analysis

Education

NMLS License

Tools

MS Office

CRM software

Job description

Job Description

Job Description

Are you currently a productive loan officer wanting to take your business to the next level? If so, join the team at Mutual of Omaha Mortgage. We are part of the iconic brand and nationally recognized Fortune 300 company that has been in business over 100 Years!

Mutual of Omaha Mortgage is inspired by hometown values and a commitment to being responsible and caring for each other. We exist for the benefit of our customers and employees.

Mutual of Omaha Mortgage is a full-service lending company offering both Forward and Reverse Mortgage products including a complete line of residential mortgage, refinancing, specialty, and HECM loans. We are a FannieMae, FreddieMac and GinnieMae approved seller/servicer.

We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. If you are interested in joining a team that promotes from within and works together toward a common goal of helping customers with their mortgage needs,

Job Purpose

The LO plays an important role in the organization by performing a number of activities related to the company’s retail branch operations functions. The role is primarily responsible, under intermittent supervision, for fostering quality relationships with realtors and borrowers while completing the origination processing of loan applications, providing loan disclosures, and reviewing files for completeness, accuracy, and adherence to all guidelines.

Duties

• P romote Mutual of Omaha’s competitive mortgage products, services and programs.
• R ender exemplary customer service while acting as the primary contact for clients and realtors
• I dentify the current and future needs of your clients to help them protect their financial kingdom.
• D eliver answers to questions relating to the client’s application for all parties concerned.
• E nsure that all timelines are met and communicated to all parties concerned.

Responsibilities

• Gather and review necessary application loan documentation.
• Problem solve to ensure timely closing.
• Comply with company and regulatory rules.
• Participate in activities that will generate more business
• Stay abreast of industry trends; serve as a knowledge source for clients and realtors regarding available loan programs and guidelines
• Maintain minimum standards for production and quality

Qualifications

• Current or previous loan officer experience.
• Product knowledge and understanding of the Mortgage Business
• Energetic, outgoing, and persuasive. Demonstrated ability to cultivate and develop relationships with realtors, builders, attorneys, accountants, etc.
• Possess the ability to quickly identify customer's goals and objectives.
• Strong ability and passion for closing deals and negotiating.
• Is an ambitious professional who is motivated by the opportunity for advancement and uncapped earnings potential.
• Flexible and adaptable, learns and reacts quickly in a fast-paced environment, able to multi-task.
• Excellent computer skills and working knowledge of MS Office products.
• Proven recent history of meeting loan production requirements.

Individual NMLS License preferred. State/local minimum wage base hourly + commissions.

Benefits

Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include:

• Paid Sick Time - 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.
• 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday)
• Multiple PPO Medical Plans, as well as HDHP eligible plan.
• Dental Coverage
• Vision Coverage
• Company Paid Life Insurance
• Additional Benefits including - Optional Life, FSA, Pet Insurance etc.
• 401K with a generous employer match
• Free Legal Services
• Employee Loan Program