Retail Mortgage Junior Processor

S&T Bank; Pennsylvania; On-site; USD 60,000 - 80,000; Full time

Job summary

A banking institution is seeking a Mortgage Processing Associate to manage residential mortgage applications, perform verifications, and ensure compliance with guidelines. Candidates must possess a high school diploma and 2-5 years of general experience. Strong attention to detail and customer service skills are essential. This position offers a salary range of $15.00 - $26.44 per hour, depending on experience.

Qualifications

• Two to five years of general experience required, specialized mortgage experience preferred.
• Requires good manual dexterity skills for both typing and filing.
• Ability to focus visually at a close distance for extended periods.

Responsibilities

• Review mortgage applications and prepare files for processing.
• Complete checklists to ensure all steps are completed.
• Maintain good working relationships with team members.

Skills

Attention to detail

Customer service

Organizational skills

Education

High school diploma or equivalent

Job description

Overview

Work Location: 355 North Fifth Street, Indiana, Pa 15701

Work Hours: Monday - Friday, 8:00am - 5:00pm. Additional hours as needed to fulfill the needs of the department.

Function

Performs set up, tracking and other functions for residential real estate mortgage loan applications to assist mortgage processing of loan files in accordance with S&T Bank and investor guidelines and state and regulatory compliance requirements.

Duties and responsibilities

• Review residential mortgage applications upon intake and accurately prepare file for processing.
• Completes checklists to ensure all steps are completed for each task.
• Assembles a loan file by uploading the applicable documents to get the file ready for processing.
• Prints a copy of the work loan application and file checklist for the shadow file.
• Completes dates in the processing tracking screen.
• Orders various third-party verifications as requested by the processor.
• Performs calls externally to vendors and employers for written and verbal verifications of employment.
• Completes general ledger entries for initial fees.
• Issues refunds as necessary via the electronic invoicing application.
• Maintain and enhance good working relationships with S&T Bank employees, demonstrates the ability to effectively work independently; also works as a team player to the success of all department and the organization.
• Performs additional duties as required including any administrative assistance to support the functions of the Retail Mortgage Processing Department.

Education

Education: Requires a high school diploma or equivalent basic academic education.

Experience

Experience: Two to five years of general experience required, specialized mortgage experience preferred but not required.

Physical Demands

Operates a keypad device: 60% of the day; operates electronic equipment: 20% of the day. Requires the use of manual dexterity skills for both typing and filing on frequent basis up to 60% of the business day. Must be able to focus visually at a close distance of 18"-20" for a period of up to 40% of the business day. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range: $15.00 - $26.44