Retail Financial Analyst

Apple Inc.; Cupertino (CA); On-site; USD 115,000 - 173,000; Full time

Benefits offered by this job

Employee stock purchase plan

Relocation assistance

Discretionary bonuses

Job summary

Apple Inc. in Cupertino, CA is seeking a People Retail Financial Analyst to optimize store staffing worldwide. You will translate workforce strategies into cost models to guide executive decisions.

You will partner with Store Operations, People, Tax and Finance, perform dynamic modeling, forecasting and analysis, and support annual planning and quarterly closes for retail staffing costs and headcount.

Qualifications

• 3+ years of experience in finance, FP&A, or related quantitative field.
• Bachelor’s degree in Finance, Economics, Business, or Accounting, or equivalent practical experience.

Responsibilities

• Dynamic Financial Modeling: Integrate business drivers, store trends, and operational strategies into detailed staffing models.
• Performance & Variance Analysis: Evaluate financial results, including spend vs. actuals, run-rate trends, key expense drivers, and operational KPIs.
• Executive Communication: Synthesize complex datasets into clear, actionable storylines and executive summaries for Retail and Finance leadership.
• Cross-Functional Project Leadership: Drive global initiatives with key partners such as Retail Real Estate, Store Operations, and Workforce Strategy.
• New Store & Investment Modeling: Support long-term labor strategy and financial planning for new store openings, expansions, and pilot programs.

Skills

Financial analysis

Forecasting

Cross-functional collaboration

Education

Bachelor’s degree in Finance, Economics, Business, or Accounting

Tools

Excel

Keynote

Adaptive Insights

Tableau

SQL

Job description

Cupertino, California, United States Corporate Functions

Imagine what you could do here. At Apple, new ideas have a way of becoming great products,services, and customer experiences very quickly. Bring passion and dedication to your joband there's no telling what you could accomplish.Join the Retail People Finance team and help shape the global staffing strategy for Apple’s retail stores worldwide—encompassing 500+ locations across 20+ countries and an operating budget exceeding $4B. Our work sits at the intersection of business strategy and store operations, directly influencing both the employee and customer experience around the globe.In this role, you will partner closely with field leadership and a diverse set of cross-functional teams—including Store Operations, People, Tax, Compensation, Public Relations, Legal, and AppleCare. Your work will span long-term strategy design, dynamic financial modeling, forecasting, and performance reporting. Given the breadth of stakeholders and the strategic importance of our labor investments, you will handle highly confidential information, carry substantial ownership, and have regular exposure to senior leadership.

Description

As a People Retail Financial Analyst, you will play a critical role in optimizing store staffing worldwide, balancing operational efficiency with an exceptional employee and customer experience. You will translate evolving business trends and multi-faceted workforce strategies into sophisticated cost models, delivering key financial insights and recommendations that guide executive decision-making.

Responsibilities

• Dynamic Financial Modeling: Integrate business drivers, store trends, and operational strategies into detailed staffing models.
• Performance & Variance Analysis: Evaluate financial results, including spend vs. actuals, run-rate trends, key expense drivers, and operational KPIs, to highlight risks and opportunities. Leverage AI tools and workflows to drive efficiency and accuracy in analysis.
• Executive Communication: Synthesize complex datasets into clear, actionable storylines and executive summaries for Retail and Finance leadership.
• Cross-Functional Project Leadership: Drive global initiatives in close collaboration with key partners such as Retail Real Estate, Store Operations, and Workforce Strategy.
• New Store & Investment Modeling: Support long-term labor strategy and financial planning for new store openings, expansions, and pilot programs.
• Strategic Ad Hoc Analytics: Deliver rigorous financial and strategic analysis to evaluate business cases and guide executive decisions regarding store staffing investments.
• Financial Planning & Execution: Support FP&A in annual planning, monthly forecast submissions, and quarterly close processes for worldwide retail staffing costs and headcount.
• Headcount Governance & Operations: Support store requisition decisions, a critical operational control for field staffing levels.

Minimum Qualifications

• 3+ years of experience in finance, financial planning & analysis (FP&A), or a related quantitative field.
• Bachelor’s degree in Finance, Economics, Business, Accounting, or equivalent practical experience.

Preferred Qualifications

• Proficiency with Excel and Keynote required; experience with Adaptive Insights, Tableau, and SQL strongly preferred
• Experience leveraging AI tools to transform processes and drive efficiencies in an organization

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $114,900 and $172,700, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan.

• You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition.
• Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.

At Apple, we believe accessibility is a fundamental human right. You’ll find that idea reflected in everything here — in our culture, our benefits and our digital tools. By welcoming as many perspectives as possible, we help you build a career where you feel like you belong.