Retail Credit Ops Manager: Lead Underwriters & Compliance

Yamaha Motor Corporation, USA; Kennesaw (GA); On-site; USD 85,000 - 115,000; Full time

Benefits offered by this job

401(k) and Profit Sharing

Fertility Benefits

37.5 hour work-week

Medical, Dental, Vision

Life and AD&D Insurance

Wellness Program

Short-Term Disability Coverage

Long-Term Disability

Student Debt Repayment Benefits

Ability to borrow Yamaha product

Job summary

Yamaha Motor Corporation, USA is seeking a Retail Credit Manager to lead the Finance team in Kennesaw, GA. You will oversee daily credit underwriting for powersports and marine credit products and guide a team of underwriters to ensure policy consistency and regulatory compliance.

Responsibilities include optimizing processes, tracking KPIs, and developing staff. This role requires collaboration across funding, sales, and QA to drive finance objectives and maintain high-quality decisioning.

Qualifications

• Bachelor's degree in Business, Finance, or related field (or equivalent work experience).
• Minimum 3 years of experience managing indirect consumer credit originations and underwriting, ideally in automotive, RV, or powersports finance.
• Proficient in MS Office Suite (Excel, PowerPoint, Word).
• Willingness to travel overnight; occasional weekend travel for industry events.
• Comprehensive understanding of lending principles, credit analytics, and regulatory compliance.
• Proven success leading a team of 7+ credit professionals with a hands-on, results-oriented management style.
• Exceptional communication skills and confidence handling escalations or group presentations.
• Collaborative leadership approach adaptable to change and high-pressure environments.

Responsibilities

• Lead daily operations for credit application review and verification, ensuring alignment with policy and business goals.
• Identify opportunities to improve processes and recommend policy updates.
• Develop and track key performance metrics across installment and revolving credit teams.
• Create and manage employee development plans to foster internal talent growth.
• Ensure compliance with federal and state laws, including the Fair Credit Reporting Act (FCRA).
• Support development of operational policies and controls to manage risk and optimize workflow.
• Collaborate across departments (funding, sales, QA) to support company-wide finance objectives.

Skills

Credit underwriting

Team leadership

Regulatory compliance

MS Office

Education

Bachelor's degree in Business/Finance

Tools

MS Office Suite

Job description

Yamaha Motor Corporation, USA is seeking a Retail Credit Manager to lead the Finance team in Kennesaw, GA. You will oversee daily credit underwriting for powersports and marine credit products and guide a team of underwriters to ensure policy consistency and regulatory compliance.

Responsibilities include optimizing processes, tracking KPIs, and developing staff. This role requires collaboration across funding, sales, and QA to drive finance objectives and maintain high-quality decisioning.