Retail Banker I

VisionBank; Boone (IA); On-site; USD 36,000 - 60,000; Full time

Job summary

VisionBank in Boone, IA seeks a Bank Associate to provide a full range of banking services, assess and handle customer accounts, and cross-sell bank products to meet branch goals.

The role involves gathering required customer information, explaining account options, and processing deposits while maintaining high security and accuracy in daily operations.

Job description

Description

Summary

Provides a full range of banking services; assessing and handling customer accounts, obtaining and processing customer account information, and cross selling bank products and services. Strives to maintain and exceed goals & expectations set for this position by the Manager.

Essential Duties and Responsibilities

include the following. Other duties may be assigned.

1. Opens new accounts and cross-sells additional retail products and services.
2. Initiates discussion to determine customer needs.
3. Sells additional products and services through cross-selling, portfolio development and focusing on the customer’s needs.
4. Explains various account options such as account ownership, business, IRA, funeral agreement accounts, savings, certificates, and checking account programs to customers.
5. Gathers, inputs, and verifies required personal information from customers, such as name, address, date of birth, employment information, social security number, etc., according to established procedures while maintaining the highest level of security
6. Prepares and reviews new account paperwork with customer.
7. Receives and processes initial deposits for new account opening. Verifies all cash transactions and ensures authenticity of all negotiable items before acceptance according to policies and procedures.
8. Refers new business customers to Commercial Relationship Banker for additional bank services.
9. Understands and follows the policies and procedures for new & existing customers and working to cross sell and refer all banking products and services, including to other lines of business.
10. Services IRA and HSA Accounts.
11. Completes withdrawal requests and renewals on certificates of deposit.
12. Handles Individual Retirement Account and Health Savings Account (HSA) inquiries and transactions.
13. Informs customers of retirement account rules and restrictions.
14. Gathers and inputs necessary personal information from customers.
15. Prepares documents such as plan agreement, disclosure statements, CDs, signature cards, etc.
16. Verifies annual retirement account reports to customers. Processes IRA distributions and verifies coding of accounts.
17. Processes mail requests from other financial institutions for IRA transfers.
18. Responds to questions from customers and staff regarding retail bank products and services.
19. Responds to written and verbal requests or inquires. Researches customer and employee inquiries regarding retail bank product and services.
20. Processes and maintains check orders, deposits, withdrawal, debit card applications, internet banking enrollments, and bill pay set up and questions.
21. Keeps informed of new and existing products and services.
22. Processes customer change of address, name, and account related data, etc.
23. Completes documentation for exchange of government bonds.
24. Maintains support records.
25. Follows up on incomplete new account documentation.
26. Make courtesy phone call to maturing CD customers.
27. Performs all required branch opening and closing duties.
28. Maintains the safe deposit area. Duties include monitor safe deposit rental, admitting valid customers to safe