Residential Mortgage Originator — Build Relationships

Texana Bank; Folsom (CA); In loco; USD 60.000 - 90.000; Tempo pieno

Descrizione del lavoro

Texana Bank in Keller, TX is seeking a Mortgage Loan Originator who will develop client relationships and guide applicants through the loan process. You will assess borrower needs and ensure a smooth, compliant experience from application to funding.

The role emphasizes customer service, product education, and collaboration with processors and underwriters to meet productivity and quality goals while keeping up with current lending regulations.

Competenze

• High school diploma or equivalent; college coursework or degree preferred.
• Valid NMLS license as required by state and federal regulations.
• Experience in mortgage lending or financial services preferred.
• Strong interpersonal and communication skills.
• Ability to manage multiple tasks and prioritize in a fast-paced environment.
• Familiarity with loan origination systems and Microsoft Office.

Mansioni

• Originate mortgage loans in accordance with company guidelines and lending regulations.
• Conduct borrower interviews to gather required financial information and assess eligibility.
• Evaluate applicant financial documents to determine appropriate loan programs.
• Educate clients on available loan products, terms, and procedures.
• Submit complete loan applications to the processing team for approval and underwriting.
• Maintain accurate records in the loan origination system.
• Ensure timely follow-up with clients, processors, and underwriters.
• Collaborate with internal departments to ensure smooth loan closings.
• Meet established productivity and quality goals.
• Maintain knowledge of current lending policies, compliance standards, and industry trends.

Conoscenze

Interpersonal skills

Communication skills

Multitasking

Customer service

Formazione

High school diploma or equivalent

College coursework or degree preferred

Strumenti

Loan origination systems

Microsoft Office

Descrizione del lavoro

Texana Bank in Keller, TX is seeking a Mortgage Loan Originator who will develop client relationships and guide applicants through the loan process. You will assess borrower needs and ensure a smooth, compliant experience from application to funding.

The role emphasizes customer service, product education, and collaboration with processors and underwriters to meet productivity and quality goals while keeping up with current lending regulations.