Residential Mortgage Loan Officer - Grow Your Network

ADP Workforce Now - ATS; Houston (TX); Hybrid; USD 65,000 - 90,000; Full time

Job summary

ServisFirst Bank in Houston is looking for a Mortgage Loan Officer to proactively solicit new residential mortgage business and develop a quality network of real estate professionals to generate referrals.

The MLO will maintain knowledge of lending programs, compliance and HMDA requirements, complete applications, disclosures, and processing steps, and manage a marketing plan with regular client contact to grow loans.

Qualifications

• High school diploma or equivalent; bachelor’s degree preferred.
• Two (2) years of mortgage lending experience with proven mortgage production.
• Previous experience using automated underwriting technology preferred.
• Basic knowledge of bank operations and products.
• FHA/VA experience required.
• Knowledge of federal and state regulations regarding lending and related consumer disclosure requirements.
• Excellent knowledge of agency guidelines.
• Effective oral, written and interpersonal communication skills with the ability to carry out instructions, understand procedures and write correspondence.
• Proficient in Microsoft Outlook, Word and Excel.
• Excellent customer service and time management skills.
• Ability to multitask, as shown in previous experience as a processor completing tasks under time constraints.
• Good organizational skills and ability to develop basic understanding of underwriting guidelines.
• Good data entry/keyboarding and math skills.]
• The incumbent will:
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Responsibilities

• Assist client in determining the proper loan program
• Complete mortgage applications for submission to loan processing and underwriting
• Provide required initial disclosures within the given time frame set by compliance
• Establish a detailed marketing/business plan which includes names of potential and existing loan customers, realtors, builders and developers; include frequency of contact in the plan
• Promote and cross-sell other products and services as appropriate to client requirements
• Conduct networking activities such as community events, attending local Chambers of Commerce meetings, developing relationships with centers of influence and entertaining clients/prospects to enhance relationships and create new sales
• Evaluate loan requests, analyze financial data and determine qualification of collateral and client credit history
• Structure loans to comply with acceptable lending practices and federal and state regulations
• Maintain contact with client throughout the loan process
• Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

Skills

Mortgage lending

Underwriting technology

Customer service

Communication skills

Education

High school diploma or equivalent

Bachelor’s degree preferred

Tools

Automated underwriting technology

Microsoft Outlook

Microsoft Word

Microsoft Excel

Job description

ServisFirst Bank in Houston is looking for a Mortgage Loan Officer to proactively solicit new residential mortgage business and develop a quality network of real estate professionals to generate referrals.

The MLO will maintain knowledge of lending programs, compliance and HMDA requirements, complete applications, disclosures, and processing steps, and manage a marketing plan with regular client contact to grow loans.