Remote Underwriter: Commercial & Personal Lines

Socket.dev; Des Moines (IA); On-site; USD 42,000 - 62,000; Full time

Benefits offered by this job

Internet reimbursement

Job summary

Midwest Family Mutual Insurance Company is seeking an entry level Commercial and Personal Lines Underwriter to join our growing team. This is a fully work-from-home position.

You will evaluate submissions, assess risk, and work with independent agents to price and coverages. We value strong analytical skills, clear written and verbal communication, and the ability to work independently with good time management.

Qualifications

• 0–3 years of experience in property and casualty insurance, or related coursework/internship experience.
• Eagerness to learn underwriting principles, coverage forms, and endorsements.
• Strong analytical skills with a keen attention to detail.
• Must have high-speed internet and a dedicated home office space.
• Excellent written and verbal communication skills.
• Self-motivated and capable of working independently with strong time-management abilities.
• Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills.
• Effective team player, able to collaborate across departments and roles.
• Commitment to regular and reliable attendance.
• Adherence to internal control policies relevant to assigned responsibilities.
• Willingness to perform additional duties as assigned by management.

Responsibilities

• Evaluate and underwrite both commercial and personal lines of new and renewal business submissions.
• Assess risk characteristics and exposure to determine pricing and coverage options.
• Cultivate and maintain strong relationships with independent agents.
• Negotiate terms and conditions with producers to write profitable business.
• Maintain compliance with underwriting policies, standards, and regulatory requirements.
• Contribute to the evolution of underwriting strategies, guidelines, and workflows, including AI-driven tools.
• Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement.

Education

Bachelor’s degree in Business, Insurance, or related field

Tools

Microsoft Office Suite

Job description

Midwest Family Mutual Insurance Company is seeking an entry level Commercial and Personal Lines Underwriter to join our growing team. This is a fully work-from-home position.

You will evaluate submissions, assess risk, and work with independent agents to price and coverages. We value strong analytical skills, clear written and verbal communication, and the ability to work independently with good time management.