Remote Texas Mortgage Loan Officer – High Earnings Potential

West Capital Lending; El Paso (TX); On-site; USD 90,000 - 150,000; Full time

Benefits offered by this job

Remote work

Commission-based

Wide product access

Marketing support

Flexible schedule

Growth opportunities

Job summary

West Capital Lending is seeking a motivated Loan Officer to join our growing remote team serving El Paso, TX clients. This role manages the loan process from application to closing in a virtual environment, with emphasis on residential lending knowledge.

The ideal candidate holds a Texas LO license, has 2+ years of experience, and excels in client relationships, communication, and independent work. Commission-based compensation with strong earning potential.

Qualifications

• Active Texas Loan Originator license (NMLS) required.
• 2+ years of LO or Mortgage LO experience preferred.
• Strong knowledge of mortgage products and underwriting guidelines.
• Excellent communication and relationship-building skills.
• Ability to work independently in a remote environment.
• Proficient with LOS and digital documentation tools.

Responsibilities

• Originate residential mortgage loans, incl Conventional, FHA, VA, and Non-QM products.
• Build and maintain relationships with clients, real estate agents, and referral partners.
• Guide borrowers through loan application process with timely communication.
• Analyze borrower financials to recommend products.
• Ensure loan files meet federal, state, and investor compliance requirements.
• Collaborate with processing and underwriting for timely closings.
• Stay updated on lending guidelines, market trends, and rate changes.

Skills

Loan origination experience

Remote work

Sales & communication

Mortgage products knowledge

Tools

LOS software

Job description

Location: Remote (Must be licensed in Texas; El Paso market focus)

Compensation: Commission-based (competitive splits; optional base or draw depending on experience)

We are seeking a motivated and customer-focused Loan Officer to join our growing team. This is a remote position, with a primary focus on serving clients in the El Paso, TX. The ideal candidate is self-driven, knowledgeable in residential lending, and comfortable managing the loan process from application through closing in a virtual environment.

Key Responsibilities

• Originate residential mortgage loans, including Conventional, FHA, VA, and Non-QM products
• Build and maintain strong relationships with clients, real estate agents, and referral partners
• Guide borrowers through the loan application process and provide clear, timely communication
• Analyze borrower financials to recommend appropriate loan products
• Ensure all loan files meet federal, state, and investor compliance requirements
• Collaborate with processing and underwriting teams to ensure smooth and timely closings
• Stay up to date on lending guidelines, market trends, and interest rate changes

Qualifications

• Active Texas Loan Originator license (NMLS) required
• 2+ years of experience as a Loan Officer or Mortgage Loan Originator preferred
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Ability to work independently in a remote environment
• Proficient with loan origination systems and digital documentation tools

What We Offer

• 100% remote work environment
• Competitive commission structure with high earning potential
• Access to a wide range of loan products and competitive rates
• Marketing and operational support
• Flexible schedule with autonomy over your pipeline
• Growth opportunities within a scaling organization