Remote Senior AML/CFT Investigator & Risk Analyst

First Citizens Bank; Phoenix (AZ); Remote; USD 70,000 - 100,000; Full time

Job summary

First Citizens Bank is seeking a Senior AML/CFT Compliance Analyst to conduct complex investigations, lead EDD reviews, and analyze client activity from a remote position across the United States.

The role emphasizes QA testing of AML/CFT controls, creating SARs and due diligence reports, and delivering data-driven risk assessments to strengthen the bank's defenses against financial crime. Strong knowledge of BSA/AML, OFAC, and KYC is essential.

Qualifications

• Bachelor's degree and 2 years' experience OR high school diploma or GED with 6 years' AML/CFT experience.
• Strong understanding of BSA/AML regulations, OFAC, and KYC requirements.
• Experience with AML/CFT software, data analytics tools, and case management systems.

Responsibilities

• Investigations and Enhanced Due Diligence - manage complex cases and conduct EDD reviews.
• Quality Assurance and Testing - develop and test AML/CFT policies, controls, and programs.
• Reporting and Documentation - prepare SARs, case summaries, and risk assessments.
• Data Analysis and Trend Identification - analyse data to spot risks and build dashboards.
• Regulatory Compliance and Expertise - stay abreast of AML/CFT regulations and advise teammates.

Skills

AML/CFT regulatory knowledge

Investigative techniques

Data analysis and interpretation

Quality assurance methodologies

Financial crime risk assessment

Education

Bachelor's degree

High School Diploma or GED/Equivalent

CAMS certification

Tools

AML/CFT software

Data analytics tools

Case management systems

Job description

First Citizens Bank is seeking a Senior AML/CFT Compliance Analyst to conduct complex investigations, lead EDD reviews, and analyze client activity from a remote position across the United States.

The role emphasizes QA testing of AML/CFT controls, creating SARs and due diligence reports, and delivering data-driven risk assessments to strengthen the bank's defenses against financial crime. Strong knowledge of BSA/AML, OFAC, and KYC is essential.