Remote Risk Manager II: Unsecured Lending

TD Bank Group; Mount Laurel Township (NJ); Hybrid; USD 115,000 - 173,000; Full time

Job summary

TD Bank Group in Mount Laurel, NJ seeks a Risk Manager II to lead second-line credit risk for retail unsecured lending, including cards, personal loans, and overdraft. You will oversee strategy, risk appetite, and portfolio performance while aligning with regulatory expectations.

The role requires strong analytics, excellent communication, and the ability to influence executive decisions across risk and business teams.

Qualifications

• Bachelor's degree required; graduate degree preferred.
• 10+ years' experience in risk management or related field.
• Strong analytical and problem-solving abilities; attention to detail.
• Excellent written and verbal communication; ability to present to senior management.

Responsibilities

• Oversee credit risk across TD's retail unsecured lending portfolio (cards, personal loans, overdraft).
• Provide independent risk oversight and challenge on portfolio strategy and risk appetite.
• Collaborate with senior business, risk, analytics, and executive stakeholders.
• Develop, implement, and validate risk strategies across adjudication, exposure management, and portfolio performance.

Skills

Strong analytical skills

Problem solving skills

Excellent written and verbal коммуника

Education

Bachelor's degree

Graduate degree preferred

Tools

Relational Databases

ETL with SQL or SAS

SAS Enterprise Miner

FICO Model Builder

Angoss Knowledge Seeker

MS Office

Job description

TD Bank Group in Mount Laurel, NJ seeks a Risk Manager II to lead second-line credit risk for retail unsecured lending, including cards, personal loans, and overdraft. You will oversee strategy, risk appetite, and portfolio performance while aligning with regulatory expectations.

The role requires strong analytics, excellent communication, and the ability to influence executive decisions across risk and business teams.