Reinsurance Specialist - Program Business

Mercor; San Francisco (CA); Hybride; GBP 63 000 - 104 000; Temps partiel

Résumé du poste

Mercor is seeking a Reinsurance & Program Business Specialist for a remote contract role. The position offers $80/hour with a commitment of 20-40 hours per week and an immediate start.

Responsibilities include designing treaty program scenarios, producing analyses, and evaluating AI-generated responses for accuracy. Ideal candidates have 2+ years in reinsurance or related fields and hold or pursue CPCU, ARe, ARM, ACAS, or FCAS designations.

Qualifications

• 2+ years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer.
• Understand at least one: treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs.
• Can identify the economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds.
• Understand how contract structure changes risk transfer, earnings, collateral, claims handling, and reporting.
• Demonstrate excellent written reasoning, commercial judgment, and high attention to detail.
• Can distinguish reinsurance decisions from direct underwriting and ordinary claim adjudication.

Responsabilités

• Desig n realistic scenarios involving treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation.
• Create work products such as structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer recommendations.
• Write "golden" reference responses at experienced reinsurance and program-business quality.
• Grade AI-generated responses against structured rubrics for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism.
• Identify misunderstandings of layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities.
• Provide written feedback the research team uses to improve model behavior.

Connaissances

Reinsurance

Program business

Fronting

Captives

Formation

CPCU

ARe

ARM

ACAS

FCAS

Description du poste

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.

Position: Reinsurance & Program Business Specialist
Type: Contract
Compensation: $80/hour
Location: Remote
Commitment: 20-40 hours/week

Role Responsibilities

• Design realistic scenarios involving treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation.
• Create work products such as structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer recommendations.
• Write "golden" reference responses at experienced reinsurance and program-business quality.
• Grade AI-generated responses against structured rubrics for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism.
• Identify misunderstandings of layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities.
• Provide written feedback the research team uses to improve model behavior.

Qualifications

Must-Have

• 2+ years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer.
• Understand at least one of the following: treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs.
• Can identify the economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds.
• Understand how contract structure changes risk transfer, earnings, collateral, claims handling, and reporting.
• Demonstrate excellent written reasoning, commercial judgment, and high attention to detail.
• Can distinguish reinsurance decisions from direct underwriting and ordinary claim adjudication.

Preferred

• CPCU, ARe, ARM, ACAS, FCAS, or comparable designation.
• Both ceded and assumed reinsurance experience.
• Reinsurance broking, treaty wording, recoverables, or claims experience.
• Program audit, delegated-authority, or bordereaux-management experience.
• Captive, large-deductible, retrospective-rating, or risk-sharing experience.

Start Date

• Immediately; applications reviewed on a rolling basis.

Compensation & Legal

• Hourly contractor, Paid weekly via Stripe Connect.