Remote Quant Analytics Manager — Bank Model Validation & Risk

Affirm; Detroit (MI); On-site; USD 195,000 - 255,000; Full time

Benefits offered by this job

Health care coverage for you and your

Flexible Spending Wallets

Time off - vacation and holidays

ESPP - Employee Stock Purchase Plan

Job summary

Affirm is looking for an intelligent, driven professional to join our Bank Model Risk Management (MRM) team in a remote-friendly capacity. You will validate credit/fraud models, develop automated monitoring in Python, and work with developers to ensure robust, compliant models.

You will liaise with Audit and Compliance, support bank-owned models, and contribute to a transparent, pay-structure aware organization that values technical excellence and clear communication.

Qualifications

• 7+ years of experience in technical capacity such as Credit/Fraud/Financial Risk Modeling, Model Validation, or Quantitative Analytics.
• Deep understanding of the consumer credit lifecycle and/or fraud detection.
• Technical familiarity with loss forecasting/fraud prediction, and stress-testing frameworks.
• Expert-level proficiency in Python (pandas, scikit-learn, statsmodels) for replicative modeling and backtesting.
• Mastery of SQL for wrangling large-scale, distributed datasets and performing complex data lineage audits.
• A natural problem-solver with meticulous attention to detail and strong communication skills.

Responsibilities

• Full-Stack Model Validation: Independent validations of credit/fraud models, focusing on soundness, data integrity and performance.
• Advanced Quantitative Monitoring: Develop automated Python monitoring for KRI/KPI drift, PSI and feature shifts.
• Remediation & Technical Advisory: Drive remediation with model developers to ensure robust, compliant models.
• Audit & Regulatory Liaison: Coordinate with Internal Audit and Compliance to resolve requests.
• Affirm Bank: Support Bank Model Risk Management for bank-owned models.

Skills

Python

SQL

Model Validation

Credit/Fraud/Financial Risk Modeling

Communication Skills

Problem Solving

Tools

Pandas

scikit-learn

statsmodels

Job description

Affirm is looking for an intelligent, driven professional to join our Bank Model Risk Management (MRM) team in a remote-friendly capacity. You will validate credit/fraud models, develop automated monitoring in Python, and work with developers to ensure robust, compliant models.

You will liaise with Audit and Compliance, support bank-owned models, and contribute to a transparent, pay-structure aware organization that values technical excellence and clear communication.