Remote Property Claims Expert

Kin Insurance, Inc.; Northern (KY); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Competitive salary

RSUs

401(k) with company match

Medical, dental, vision coverage

Company-funded HSA contributions

Paid time off

Job summary

Kin Insurance, Inc. seeks a Claims Adjuster with first-party property claims experience to guide customers through the claims process with empathy and clarity, investigating and managing claims from notice to resolution.

You’ll navigate state regulations, handle daily and catastrophe claims in high-risk states, and collaborate with field appraisers, vendors, and Kin teams in a remote-first culture to ensure timely, fair outcomes and high customer satisfaction.

Qualifications

• 2+ years of first-party residential property claims adjusting working directly for an insurance carrier.
• An active, valid Adjusters License in your current state of residence
• Knowledge and experience in California claim handling
• Strong understanding of Florida insurance laws and good faith claims handling
• Capability to work through daily & catastrophe claims in high-risk states
• Experience with vendor management and negotiations
• Comfortable utilizing various claims systems (i.e. Xactimate, XactAnalysis, Symbility, EagleView)
• Bilingual capability is a plus (spanish-speaking)

Responsibilities

• Examining and interpreting insureds’ policies to determine coverage and liability
• Maintaining active communication with customers throughout the claims process
• Drafting and adjusting estimates of damage and loss amounts
• Using various methods of investigation (statements, police, inspect property)
• Partner with field appraisers to manage home estimates/repairs
• Estimating cost of repair, replacement, or compensation
• Writing clear diary notes and managing field assignments
• Applying knowledge of state statutes and insurance ethics and guidelines

Skills

First-party property claims experience

Active Adjusters License

California claim handling

Florida insurance laws and good faith

Catastrophe claims handling

Vendor management and negotiations

Claims systems: Xactimate

Spanish speaking

Tools

Xactimate

XactAnalysis

Symbility

EagleView

Job description

Kin Insurance, Inc. seeks a Claims Adjuster with first-party property claims experience to guide customers through the claims process with empathy and clarity, investigating and managing claims from notice to resolution.

You’ll navigate state regulations, handle daily and catastrophe claims in high-risk states, and collaborate with field appraisers, vendors, and Kin teams in a remote-first culture to ensure timely, fair outcomes and high customer satisfaction.