Remote Property Claims Adjuster

Jobgether; New Hampshire; Remote; USD 55,000 - 88,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401(k) retirement plan with company 7%

Remote work flexibility

Job summary

Jobgether is seeking an experienced Property Claims Adjuster (Inside) to work remotely in the United States for a partner company. You will investigate, evaluate, negotiate and resolve property insurance claims via phone and remote channels, covering personal and commercial property losses.

You will collaborate with adjusters, contractors, and internal teams to ensure compliant, timely resolution and maintain high service standards.

Qualifications

• College degree or equivalent education in insurance or business.
• Strong knowledge of property claims investigation, valuation, negotiation, and settlement techniques.
• Experience handling personal and commercial property claims.
• Willingness to obtain and maintain adjuster licenses within six months of hire.
• Excellent communication and negotiation skills with policyholders, agents, and contractors.

Responsibilities

• Investigate and resolve property claims for personal and commercial losses, including coverage verification and loss assessment.
• Negotiate settlements, determine claim values, and close claims.
• Coordinate with independent adjusters and preferred contractors for field inspections and repairs.
• Assist resolution specialists with contents valuation, depreciation holdbacks, and related tasks.
• Follow established claims procedures and regulatory requirements throughout the lifecycle.
• Meet productivity targets, e.g., 70 claim elements per month (85 for contents-focused roles).
• Support catastrophe claims operations across the service territory as needed, including travel.
• Collaborate with agents, underwriters, and other stakeholders to ensure timely, accurate service.

Skills

Inside property claims

Negotiation

Communication

Investigative skills

Organizational skills

Education

College degree in insurance or business

Job description

This position is listed on behalf of a partner company, which manages all applications and next steps. Our partner is looking for a Property Claims Adjuster (Inside) based in the United States.

The Property Claims Adjuster will investigate, evaluate, negotiate, and resolve property insurance claims through phone-based and other remote communication channels.

This role covers both personal and commercial property losses, including structural damage, contents, additional living expenses, scheduled property, and business income claims.

You will deliver responsive, tailored service to policyholders while coordinating with independent adjusters and preferred contractors to support accurate, timely claim resolution.

Working closely with internal claims teams and other business partners, you will ensure claims are handled in accordance with policy coverage, regulatory requirements, and established procedures.

The position requires strong investigative judgment, negotiation skills, and the ability to manage a consistent monthly claims workload.

This is a full-time remote opportunity for an experienced claims professional who values customer service, collaboration, and continued development in the property insurance field.

Key Responsibilities

• Investigate and Resolve Property Claims: Review personal and commercial property losses, including structural damage, contents, additional living expenses (ALE), scheduled property, and business income claims. Assess coverage, investigate circumstances, estimate damages, determine claim values, negotiate settlements, and close claims.
• Deliver Customer-Focused Claims Service: Communicate with policyholders by phone and other internal channels, answer coverage questions, explain claim decisions, and provide a responsive, professional claims experience.
• Coordinate External Claims Support: Assign preferred contractors and independent adjusters when field inspections or additional expertise are needed. Review their work to ensure quality, accuracy, and timely service.
• Support Specialized Claims Activities: Assist resolution specialists with assigned tasks, including contents valuation and depreciation holdback calculations, while helping move claims toward appropriate resolution.
• Follow established claims procedures for communication, coverage verification, loss investigation, liability assessment where applicable, valuation, reporting, documentation, negotiation, and settlement.
• Meet Productivity Expectations: Investigate and close an average minimum of 70 claim elements per month, or 85 per month for roles focused primarily on contents claims.
• Contribute to Catastrophe Response: Support catastrophe claims operations across the company's service territory, including overnight travel or extended stays when requested.
• Collaborate Across Teams: Participate in claims and cross-functional initiatives as assigned, maintaining effective communication with agents, sales representatives, underwriting, marketing, colleagues, and other stakeholders.

Qualifications

• Relevant experience as an inside property claims specialist or equivalent role within the insurance industry.
• A college degree or equivalent education in insurance or business.
• Strong knowledge of property claims investigation, valuation, negotiation, settlement techniques, and claims management practices.
• Familiarity with personal and commercial property insurance products, policy coverage, applicable legal developments, and claims-handling procedures.
• Demonstrated ability to investigate claims thoroughly, assess documentation and damages, exercise sound judgment, and reach appropriate settlement decisions.
• Excellent communication, interpersonal, and negotiation skills, with the ability to build professional working relationships with policyholders, agents, contractors, colleagues, and other stakeholders.
• Strong organizational skills and the ability to manage multiple claims, monitor external service providers, meet productivity targets, and maintain accurate records.
• Willingness to obtain and maintain all required adjuster licenses, including passing applicable state licensing examinations within six months of hire.
• Ability to support catastrophe claims assignments when requested, including overnight travel or extended stays.
• Experience handling commercial property claims.
• Continuing insurance education through IIA, CPCU, or another accredited insurance education provider.

Salary and Benefits

55,132-88,210 USD, plus bonus eligibility and benefits.

Medical, dental, and vision insurance.

Company-provided life insurance and income protection plans.

Eligibility to participate in a company incentive bonus program.

401(k) retirement plan with a 100% company match on contributions up to 7% of annual salary, according to the plan terms.

Paid time off, paid holidays, and floating holidays.

Remote work flexibility, subject to residence in an approved state and the role's requirements.