Remote - Policy Services Associate

Lloyd Agencies; Richmond (VA); Remote; USD 10,000 - 60,000; Full time

Job summary

Lloyd Agencies is seeking an Entry-Level Sales Representative focused on life and health insurance. This commission-only role offers remote work with inbound leads, extensive training, and a chance to build long-term client relationships. Ideal candidates are self-motivated with strong communication skills and must meet state licensing requirements.

Benefits

World-class training and mentorship

Weekly commission payouts

Promotion opportunities based on performance

Access to annual leadership and training conferences

Qualifications

• Self-motivated professionals who are willing to be coached.
• Strong communication skills required.
• Must meet state licensing requirements including background check.

Responsibilities

• Present to clients via Zoom.
• Educate families about benefits options.
• Help clients enroll in insurance packages.
• Build long-term client relationships.
• Manage your own schedule.

Skills

Communication skills

Self-motivation

Growth mindset

Education

High school diploma or GED

Job description

Entry-Level Sales Representative – 100% Commission – Life Insurance & Supplemental Benefits

Powered by American Income Life

Compensation

This is a 100% commission-only position. There is no base salary or hourly pay. Compensation is based solely on sales performance. Average first-year representatives earn $1,500–$3,500+ per week, with long-term residual income potential based on client retention.

Who We Are

Our agency is a partner of American Income Life, a company that has been serving working families and union members since 1951. We are an exclusive provider of life insurance, accident coverage, and supplemental health benefits, primarily serving members of unions, associations, and small businesses. This is not a general public offer—we work through established relationships with organizations that trust AIL to protect their members.

What You’ll Do

This is an entry-level sales role focused on protecting families with life and health-related insurance products. You will:

• Present to clients via Zoom
• Educate families and business owners about their benefits options
• Help clients enroll in customized insurance packages
• Build long-term client relationships
• Manage your own schedule and pipeline as part of a high-performing remote team
  
  

What We Provide

• Inbound leads (no cold calling) from partnered associations
• World-class training and mentorship
• Weekly commission payouts
• Promotion opportunities based on performance
• Long-term residual income based on client retention
• Remote work with flexible scheduling
• Access to annual leadership and training conferences
  
  

What We’re Looking For

• Self-motivated professionals with strong communication skills
• A growth mindset and willingness to be coached
• High school diploma or GED required
• Must meet state licensing requirements (includes background check)
• Prior sales or finance experience is helpful but not required
  
  

Important Requirements

• You must be authorized to work in the United States. We do not sponsor work visas.
• This is a commission-only position. There is no base pay.
• You must be able to obtain a state license in life and/or health insurance, which requires passing a background check based on state guidelines.
  
  

Next Steps

Qualified applicants will be contacted for an initial screening and final interview. If hired, training and licensing support will be provided.

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