Remote Mortgage Underwriter II — Flexible Hours

RemoteFetch

New Town (ND)

Hybrid

USD 90,000 - 120,000

Full time

14 days+

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Job summary

Newtown Savings Bank is seeking an experienced Mortgage Underwriter II to join our Loan Origination team. The role offers remote, flexible, full-time employment options and focuses on underwriting residential mortgage and home equity files in compliance with investor guidelines.

Candidates must live within commuting distance to Newtown, CT, and be able to visit the office for training. The position emphasizes quality of production, timely approvals, and adherence to regulations while delivering

Qualifications

Minimum five years underwriting mortgages experience.
Understanding of mortgage underwriting guidelines and secondary market.
FHA/Direct Endorsed Underwriter preferred.
Knowledge of Government Loans (CHFA, VA).
Strong attention to detail and communication skills.
Proficient with loan origination and underwriting software.

Responsibilities

Underwrite daily loan list, meeting investor expiration dates and guidelines.
Calculate debt-to-income, document assets, review appraisals, verify guidelines.
Export data to automated underwriting systems and ensure data integrity.
Review automated findings, verify approvals and conditions.
Clear conditions in the Loan Operating System and communicate final approval to the processor.
Request mortgage insurance approvals as needed.
Decide loans or submit recommendations for management approval (Borrower exposure > $500,000).
Adhere to state and federal real estate lending laws.
Present recommendations for loans that are ineligible or do not meet guidelines.
Prepare counter offers and adverse actions on mortgage and home equity files.
Underwrite simultaneous home equity products if applicable.
Perform other duties and promote the Bank's services.