Remote Mortgage Underwriter (DE/VA both designations required)

National Mortgage Staffing; Tampa (FL); Remote; USD 85,000 - 100,000; Full time

Job summary

A national mortgage brokerage is seeking an experienced Mortgage Underwriter in Tampa, FL. You will be responsible for evaluating mortgage loan applications and providing decisions based on industry regulations. The ideal candidate will have DE and VA certifications, at least 5 years of underwriting experience, and strong analytical skills. The position offers a salary between $85,000 and $100,000 annually and includes a full benefits package.

Benefits

Medical, Dental, Vision Insurance

401(k) with employer contribution

Paid vacation and sick time

Qualifications

• Active DE and VA underwriting certification required.
• Must have used DE and VA designation within the last 11 months.
• Proven history of longevity in prior roles.
• Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products.

Responsibilities

• Evaluate mortgage loan applications for compliance.
• Analyze borrower financials and credit reports.
• Assess risk and provide loan decisions.
• Collaborate with processors and loan officers.
• Stay updated with industry trends and guidelines.

Skills

DE underwriting certification

VA underwriting certification

Analytical skills

Organizational skills

Problem-solving skills

Communication skills

Education

5 years of residential mortgage underwriting experience

Tools

Encompass

Job description

An established mortgage banker is seeking an experienced DE/VAMortgage Underwriter to join its team. Please note both designations are required for consideration.

We’re looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.

Responsibilities

• Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations

• Analyze borrower financials, credit reports, and property appraisals to determine eligibility

• Assess risk and provide thorough loan decisions with clear explanations and conditions

• Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process

• Stay up-to-date with industry trends, guidelines, and best practices

Qualifications

• Active DE and VA underwriting certification required

• Must have used DE and VA designation within the last 11 months

• Minimum 5 years of residential mortgage underwriting experience

• Proven history of longevity in prior roles (average tenure, no frequent job changes)

• Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products

• Experience with Encompass strongly preferred

• Excellent analytical, organizational, and problem-solving skills

• Strong communication skills and ability to collaborate effectively in a team environment

Compensation & Benefits

• Salary: $85,000 – $100,000 per year

• Full benefits package including:

  • Medical, Dental, Vision, Life Insurance

  • 401(k) with employer contribution

  • Paid vacation and sick time

Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.