Remote Mortgage Loan Audit Specialist

Naukri Mitra

United States

À distance

USD 51 000 - 62 000

Plein temps

14 jours+

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Avantages offerts par ce poste

Health, dental, and vision insurance

Paid time off and holidays

Remote equipment reimbursement

Career development resources

Résumé du poste

Naukri Mitra is seeking a Remote Mortgage Loan Audit Specialist to ensure the integrity of loan files through thorough pre- and post-closing audits in a remote-first environment.

The role requires analytical accuracy, strict adherence to lending guidelines, and collaboration with loan officers, underwriters, and processing staff to resolve discrepancies and drive continual compliance improvements.

Qualifications

3+ years in mortgage quality control, auditing, or compliance.
Knowledge of mortgage documents, disclosures, and audit checkpoints.
Ability to identify risk factors and resolve discrepancies.

Responsabilités

Conduct pre- and post-closing mortgage loan audits for compliance.
Validate data integrity and verify calculations in files.
Draft audit summaries with corrective actions.
Coordinate with loan officers and underwriters to clarify file content.

Connaissances

Detail-oriented

Analytical

Time management

Communication skills

Formation

High school diploma or GED

Associate's or Bachelor's in finance/accounting

Outils

Encompass

Calyx

DU/LP

Microsoft Teams

Description du poste

Remote Mortgage Loan Audit Specialist Position Overview

Step into a pivotal role where precision and accountability define success. As a Remote Mortgage Loan Audit Specialist, you will ensure the integrity and compliance of loan files by performing in-depth reviews. This position is ideal for individuals who thrive on structure, analytical accuracy, and independent work—all within a modern, remote-first environment-annual salary: $56,250.

Audit Execution

Conduct comprehensive pre- and post-closing mortgage loan audits. Review documentation for compliance with lending guidelines, investor requirements, and regulatory standards. Validate data integrity and verify calculations within underwriting, processing, and closing files.

Reporting and Documentation

Maintain accurate records of audit results and flag discrepancies for resolution. Draft audit summaries with clear explanations of findings and corrective actions needed. Track audit trends and elevate recurrent issues to the compliance team.

Communication and Collaboration

Coordinate with loan officers, underwriters, and processing staff to clarify file content. Provide concise, constructive feedback for continuous improvement. Participate in cross-functional meetings to support audit readiness and policy refinement.

Tools and Technologies Used

Loan origination software (LOS) such as Encompass or Calyx.
Document management platforms for paperless file handling.
Compliance review tools to ensure alignment with federal and investor guidelines.

Technical Proficiency

Confident using spreadsheets for data validation and reporting.
Comfortable navigating remote work tools such as Zoom, Slack, and Microsoft Teams.
Familiarity with automated underwriting systems (e.g., DU, LP) is highly preferred.

Required Qualifications

Educational Background

High school diploma or GED required.
An associate's or bachelor's degree in finance, accounting, or a related field is preferred.

Professional Experience

3+ years of experience in mortgage quality control, auditing, or compliance roles.
In-depth knowledge of mortgage documents, disclosures, and audit checkpoints.
Demonstrated ability to identify risk factors and resolve discrepancies accurately.

Competencies and Attributes

Meticulous attention to detail and high ethical standards.
Excellent time management abilities with proven success in juggling concurrent audit projects effectively.
Exceptional communication, both written and verbal.

Work Environment

Fully Remote

Structure: Work from the comfort of your home with a flexible schedule. Collaborate with a distributed team across multiple time zones. Receive IT support and onboarding tools delivered directly to your home.

Team Culture

Expect a respectful, no-fluff culture focused on outcomes. Regular performance reviews and feedback loops to support professional growth. Transparent communication across departments promotes alignment and trust.

Why Join This Role?

Impactful Contribution

Your expertise safeguards the integrity of mortgage operations. Each audit you complete directly supports risk reduction and regulatory success.

Stability and Growth

Enjoy long-term remote stability with structured responsibilities. Develop audit specialties and gain access to advanced compliance training. Opportunities to mentor junior auditors and participate in internal improvement initiatives.

Competitive Benefits

Comprehensive health, dental, and vision insurance.
Paid time off, holidays, and remote equipment reimbursement.
Career development support and skill-building resources.

Professional Value

This role places you at the forefront of operational excellence. Become a subject matter expert in mortgage loan auditing. Leverage your analytical mindset to influence real-time improvements. Join industry peers who are passionate about doing things the right way. Be recognized for your diligence, accuracy, and consistent contributions.

Ideal Candidate Profile

Enjoy solving puzzles and spotting inconsistencies others miss.
Excel in independently managing complex workflows.
Have experience conducting mortgage compliance reviews in a remote or hybrid setting.
Are proactive in preventing problems before they arise.
Believe in high standards, clear documentation, and process improvement.

Career Pathways and Advancement