Remote Loan Review Specialist

Naukri Mitra; United States; Remote; USD 57,000 - 69,000; Full time

Benefits offered by this job

100% Remote Work Flexibility

Competitive Salary: $62,872 annually

Generous Paid Time Off

Comprehensive Health and Wellness

Ongoing Training and Career Growth

Inclusive team culture

Clear advancement pathways

Growth opportunities

Job summary

Remote Loan Review Specialist role at Naukri Mitra offers fully remote work across time zones. You will audit loan files for consistency, verify income, credit reports, and documentation, and ensure underwriting decisions meet internal policies.

You will analyze risk, document findings, and support continuous process improvements while staying compliant with RESPA, TILA, ECOA and other federal/state laws. Strong detail orientation and communication are essential.

Qualifications

• At least 3 years in mortgage, consumer lending, or loan review roles.
• Strong familiarity with loan documentation, underwriting criteria, and compliance.
• Exceptional attention to detail and analytical thinking.
• Proficient in remote work environments and digital tools.

Responsibilities

• Thorough loan file auditing for consistency and compliance.
• Risk and quality assurance aligned with internal policies.
• Recommend procedural improvements to improve accuracy and efficiency.
• Ensure lending regulations (RESPA, TILA, ECOA) are adhered to.

Skills

Mortgage lending

Loan review

Regulatory compliance

Remote work

Attention to detail

Communication skills

FHA/VA experience

Fraud detection

Education

Bachelor's degree in finance or business

Tools

LOS

Document verification tools

Slack/Microsoft Teams

Cloud-based audits tools

Job description

Remote Loan Review Specialist

About the Opportunity

Are you ready to take charge of your career while helping others reach their financial goals? As a Remote Loan Review Specialist, you'll ensure loan file integrity, support decision accuracy, and contribute to a high-performance team. If you're passionate about detail, motivated by purpose, and excited about working from anywhere, this is the opportunity to make an impact. Join a team that values excellence, agility, and innovation. This remote position opens the door to a dynamic future where your expertise and commitment fuel client trust and business success.

Key Responsibilities

• Thorough Loan File Auditing. Analyze approved and declined loan applications for consistency, completeness, and compliance. Review income verification, credit reports, collateral documentation, and underwriting decisions. Identify discrepancies or missing documentation and collaborate with processing teams to resolve them.

• Risk and Quality Assurance. Evaluate loan quality against internal policies and industry standards. Highlight trends that may impact loan performance and elevate potential risks. Document findings clearly for internal tracking and regulatory review.

• Continuous Process Improvement. Recommend procedural enhancements to improve the accuracy and efficiency of loan operations. Contribute to internal audits and assist in the implementation of corrective action plans. Share insights with cross‑functional teams to support a culture of quality and accountability.

• Compliance and Regulatory Focus. Ensure lending regulations such as RESPA, TILA, ECOA, and other federal and state laws are adhered to. Monitor changes in compliance requirements and participate in relevant training initiatives.

Work Environment and Culture

This fully remote loan evaluation role is designed for professionals who thrive in structured yet flexible settings. You’ll collaborate virtually with underwriters, processors, and quality assurance leads across time zones using streamlined communication and file management tools. Expect an environment that fosters: Clear expectations and results‑driven feedback, Respect for diverse perspectives and ideas, Real‑time digital collaboration, Focused work sessions with autonomy and support. You’ll be surrounded by a passionate team committed to operational excellence and ethical lending. Here, you’re not just reviewing files—you're shaping better borrower outcomes and helping the business grow responsibly.

Tools and Technology

• Secure loan origination systems (LOS)
• Digital document verification tools
• Real‑time communication platforms (e.g., Slack, Microsoft Teams)
• Cloud‑based collaboration tools for audits and reporting

Skills and Qualifications

• At least 3 years of experience in mortgage, consumer lending, or related loan review roles
• Strong familiarity with loan file documentation, underwriting criteria, and compliance
• Exceptional attention to detail and analytical thinking
• Proficient in remote work environments and digital tools
• Excellent communication skills, both written and verbal
• Preferred Bachelor's degree in finance, business, or a related field
• Experience with FHA, VA, or conventional loan programs
• Knowledge of fraud detection techniques and risk scoring
• Exposure to both pre‑closing and post‑closing loan audits

Benefits and Perks

• 100% Remote Work Flexibility
• Competitive Salary: $62,872 annually
• Generous Paid Time Off
• Comprehensive Health and Wellness Coverage
• Ongoing Training and Career Development
• Inclusive and Supportive Team Culture
• Clear Pathways for Advancement
• Growth Opportunities

In this role, you’ll gain deep exposure to the whole loan lifecycle, from application to compliance. Whether you aim to advance into underwriting, compliance management, or leadership, this position offers a strong foundation and visibility into multiple functions within lending operations. We believe in rewarding initiative and recognize those who bring both accuracy and innovation to the table. From internal mentorship programs to certification sponsorships, you’ll have every opportunity to expand your skills and shape your future.

Why You Should Join Us

Make your mark in a role that values your precision, integrity, and drive. This is more than a remote job—it’s an opportunity to make a real difference while benefiting from work‑life balance and professional recognition. We’re redefining what it means to work in loan operations. Our team leads with trust, collaborates with purpose, and celebrates progress every step of the way.