Remote Life Underwriting Leader

Guardian Life; Frankfort (KY); Remote; USD 95,000 - 156,000; Full time

Job summary

Guardian Life is seeking a Senior Life Underwriter leader who balances discipline with innovation. You will guide complex case decisions, supervise a team of underwriters, and promote analytics-driven improvements across mortality outcomes and customer satisfaction.

The role emphasizes coaching, collaboration with reinsurers and vendors, and the adoption of digital tools to drive efficiency and consistency in underwriting outcomes.

Qualifications

• Extensive life underwriting expertise with authority on complex cases.
• Minimum 5 years of life underwriting experience with team leadership.
• Experience with automated underwriting platforms and quality control.

Responsibilities

• Provide expert judgment on highly complex and escalated cases.
• Oversee complex adjudication during peak volumes with analytics.
• Lead and develop a team of underwriters and ensure SLA adherence.
• Track mortality, placement, cycle time, and referral rates with dashboards.
• Pilot and validate new underwriting technologies and vendor solutions.
• Coach underwriters in analytical thinking and digital tools.
• Negotiate appeals using professional judgment and company guidelines.

Skills

Life underwriting

Team leadership

Analytics

Stakeholder management

Regulatory compliance

Tools

Random Holdouts (RHO)

Post-Issue Audits (PIA)

EHR data

GenAI tools

Job description

Guardian Life is seeking a Senior Life Underwriter leader who balances discipline with innovation. You will guide complex case decisions, supervise a team of underwriters, and promote analytics-driven improvements across mortality outcomes and customer satisfaction.

The role emphasizes coaching, collaboration with reinsurers and vendors, and the adoption of digital tools to drive efficiency and consistency in underwriting outcomes.