Remote Life Insurance Sales Representative

AYS Group; Papillion (NE); Remote; USD 40,000 - 110,000; Full time

Job summary

AYS Group is seeking motivated, coachable individuals for remote life insurance sales roles. This is a 1099 independent contractor position working with warm leads, conducted entirely by phone.

There is no requirement for prior insurance experience or licensing to apply, with full training and licensing guidance provided as needed. Representatives contact warm leads, assess client needs, explain coverage options, and help qualified clients complete the application process, all from a remote

Qualifications

• No prior insurance experience required.
• No license required to apply.
• Remote, phone-based sales with warm leads.
• 1099 independent contractor structure with commission-based pay.

Responsibilities

• Contact warm leads who expressed interest in life insurance information.
• Conduct client appointments remotely by phone.
• Ask questions to understand each client's insurance needs, goals, and budget.
• Educate prospective clients about available life insurance options.
• Help clients identify coverage based on their needs.
• Complete and submit insurance applications electronically.
• Follow up with prospective clients through the sales and application process.
• Maintain accurate client information.
• Participate in virtual sales, product, and team training.
• Develop strong phone communication and sales skills.

Skills

Phone sales

Warm leads

Independent work

Coachable

Job description

Job Type: Independent Contractor (1099)

Work Location: Remote

Sales Format: Phone / Telesales

Compensation: Commission Only

Experience Required: None

Insurance License Required to Apply: No

We are seeking motivated, coachable individuals to join our team as Remote Life Insurance Sales Representatives.

No previous insurance experience is required, and you do not need to currently hold an insurance license to apply.

This is a fully remote, phone-based sales opportunity working with warm leads-individuals who have expressed interest in receiving information about life insurance coverage.

Representatives connect with prospective clients by phone, learn about their insurance needs, explain available coverage options, and help qualified clients through the application process.

Training, mentorship, and ongoing support are provided to help new representatives learn the insurance industry and develop the skills needed to succeed in a telesales environment.

What You'll Do

• Contact warm leads who have expressed interest in life insurance information
• Conduct client appointments remotely by phone
• Ask questions to understand each client's insurance needs, goals, and budget
• Educate prospective clients about available life insurance options
• Help clients identify coverage based on their individual needs
• Complete and submit insurance applications electronically
• Follow up with prospective clients throughout the sales and application process
• Maintain accurate client information
• Participate in virtual sales, product, and team training
• Develop strong phone communication, follow-up, and sales skills

Warm Lead Sales Model

Our sales process focuses on working with warm leads rather than traditional cold calling. Prospective clients have previously expressed interest in receiving information about life insurance. Your role is to follow up with these individuals, determine their needs, present available options, and help qualified clients complete the application process.

Warm leads do not guarantee a sale or commission. Individual results depend on sales activity, follow-up, performance, and other factors.

No Insurance Experience? That's Okay.

We are open to individuals who are completely new to insurance and sales.

You may be a good fit if you are:

• Comfortable communicating with people over the phone
• Self-motivated and able to work independently
• Coachable and willing to learn
• Goal-oriented and consistent
• Professional and dependable
• Comfortable working in a performance-based sales environment
• Able to follow a structured sales process
• Comfortable with phone-based prospecting and follow-up
• Able to participate in virtual training and team meetings
• Willing to obtain the appropriate insurance license

Previous experience in sales, customer service, call centers, hospitality, retail, recruiting, real estate, automotive sales, or other customer-facing positions may be helpful, but is not required.

Training & Support

New representatives receive:

• Initial sales and product training
• Phone and telesales training
• Guidance through the insurance licensing process
• Ongoing coaching and mentorship
• Virtual team training and support
• Continued sales and product education

Licensing Requirements

An insurance license is not required to apply or interview.

Before conducting insurance sales, representatives must obtain and maintain the appropriate insurance license for the state or states in which they conduct insurance business.

Licensing requirements vary by state. Candidates will receive guidance regarding the licensing process and the steps required to become eligible to conduct insurance sales.

Compensation

This is a 1099 independent contractor, commission-only sales opportunity.

There is no hourly wage or guaranteed salary. Compensation is based on individual sales production and applicable commission schedules.

Actual earnings vary based on individual performance, activity, sales results, and other factors. No specific income level is guaranteed.

Remote Work Environment

This is a remote telesales opportunity.

Representatives conduct client communication and appointments primarily by phone and work from their own remote workspace.

Candidates should have:

• Reliable internet access
• Reliable phone access
• A computer or laptop suitable for conducting business
• A professional and distraction-free workspace
• The ability to communicate effectively with clients remotely
• The ability to manage their schedule and remain productive without direct supervision

Independent Contractor Status

This opportunity is offered on a 1099 independent contractor basis and is not a W-2 employment position.

Independent contractors are responsible for applicable taxes, licensing requirements, and business-related expenses. Traditional employee benefits, an hourly wage, and a guaranteed salary are not provided.